Known as the Heart of Rayalaseema, Kadapa is one economically important city in the Southern state of India – Andhra Pradesh. The city is lined by mountains and rivers making it a beautiful location to visit.
Kadapa is also commonly called as Gadapa, which translates to “Threshold”. This is because this city acts as the gateway from the west to the hills of Tirumala, and Kadapa is where the threshold is.
Kadapa is just an hour away from Chennai, and this proximity to one of the most popular metros of India gives this city immense exposure to opportunities. And though Kadapa is growing to be an industrial city, the primary sector here generates the maximum of its revenue, thereby making Kadapa an Agrarian Wonder.
You can easily get an instant loan from a personal loan agency in Kadapa such as Moneyview at affordable rates. Not only this, but the documentation requirements are also minimal and the entire application process is hassle-free and quick.
Attractive Loan Sum
Get up to ₹10 Lakh loan, starting from ₹5,000
Unsecured Loans
No need for guarantors or collateral
Super Fast Processing
Receive the loan amount within a day
Competitive Interest Rates
Interest rates starting from 14% p.a.
The various costs associated with a loan like the rate of interest and the processing fees are the important factors that decide the overall cost of a loan. It also decides your EMI. So it is important that you pay attention to all the costs associated with any loan.
At Moneyview, we are transparent about all the costs that come with our loans, so that our customers can make an informed decision while availing our personal loans. Personal loan interest rate and other charges for Moneyview Personal Loans are
| Fees & Charges | Amount to be Paid |
|---|---|
| Interest Rate | Starting from 14% per annum |
| Loan Processing Charges | Starting from 2.5% of the approved loan amount |
| Part/Full Payment of the Loan (Loan Foreclosure) |
|
| Interest on Overdue EMIs | 2% per month on the overdue EMI/Principal loan amount |
| Cheque Bounce | Rs.500/- for every bounce |
| Loan Cancellation |
|
Documentation is a part and parcel of any loan that you may avail. Personal loans come with the least amount of documents requirement.
The only documents needed for a Moneyview personal loan are
The accepted documents in each category are as below.
ID Proof: Any one of these original, valid documents with your Date of Birth (in dd/mm/yyyy format) can be submitted as proof of your identity
Address Proof: Any one of these original, valid documents showing your current address Pincode can be submitted as proof of your address:
Income Proof: The proof of income we need can vary based on your employment details
If you’re salaried: Last 3 months’ bank statements in PDF format showing salary credits or your last 3 months' salary slips with important details, including your employer's name
If you’re self-employed: Last 3 months’ bank statements in PDF format or your last 2 years' Income Tax Returns with important details, including tax paid details being legible.
A credit score is an important part of the eligibility criteria for applying to any loans. Credit score for individuals can be assigned by any of the 4 credit bureaus in India. The 4 bureaus being CIBIL, Experian, Equifax and Crif High Mark. Credit scores are assigned in the range of 300-900 based on the past and current behavior of the borrower.
High credit scores indicate better levels of creditworthiness and are preferred by banks and other traditional lenders.
It is possible that an individual could have a low credit score due to various reasons, or the individual may have a low credit score as he/she is new to credit. In such cases, it becomes difficult to avail loans from banks as they look for individuals with high credit scores for lending
But, Moneyview uses an in-house credit model which uses various other data points to calculate the creditworthiness of an individual. Therefore, we ensure that we can lend more personal loans to individuals
Any CIBIL defaulter who has a minimum CIBIL credit score of 650 can apply for a personal loan through Moneyview.
A personal loan can work as a multi-purpose loan as there are no restrictions on the usage of the loan. There are many situations in day-to-day life where a personal loan can be of your assistance.
Some of the important 10 purposes for which you can apply for a personal loan are.
Emergency Expenses: Emergencies come unannounced and can be a drain on your finances. To tide over these emergencies, you could always use a little help in the form of our instant personal loan.
Debt Consolidation: Moneyview personal loan comes with a low-interest rate starting at 1.33%. So this comes across as a cost-effective method of paying off all other high-interest loans and retaining only one loan
To Repay Credit Card Dues: Credit-card outstanding that remain unpaid at the end of the billing period are charged a high rate of interest (30-40% p.a). Use our personal loans to pay off those dues and reduce your financial burden.
Business Ventures: Dream about starting your own venture but short on funds? You need not worry about it anymore. Instant personal loans from Moneyview can help you start your own business without worrying about the initial investment.
Home Remodeling: Do you need a loan for a home -makeover? You could finance your new-look home improvement project that oozes style with our easy and quick personal loans.
Dream Vacations: Leave your stress and worries behind. Head out for a much-needed holiday to an exotic location and fund it with a paperless personal loan from Moneyview.
Fund Education: Study as much as you want to without worrying about course fees, be it higher education or school fees
Buy a Gadget: Are you eyeing the latest gadget in the market? Why break your investment for that.? Use an instant personal loan to fund your purchase.
Down Payment of other Loans: Big-ticket loans like home loans or vehicle loans require a downpayment of 10-25%. Instant personal loans from Moneyview can work to make up the shortfall or pay the entire amount of down payment.
Servicing or Modifying your vehicle: We all know how much money it costs to service your vehicle. Or you may even have dreams of modifying your vehicle, you can do all of that easily with a personal loan.
Moneyview has made it simple to obtain an online personal loan in Kadapa. The entire process takes only a few minutes and can be completed from anywhere with an internet connection.
Visit the Moneyview website or download the loan app the next time you need a personal loan in Kadapa.
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