Known as the Heart of Rayalaseema, Kadapa is one economically important city in the Southern state of India – Andhra Pradesh. The city is lined by mountains and rivers making it a beautiful location to visit.
Kadapa is also commonly called as Gadapa, which translates to “Threshold”. This is because this city acts as the gateway from the west to the hills of Tirumala, and Kadapa is where the threshold is.
Kadapa is just an hour away from Chennai, and this proximity to one of the most popular metros of India gives this city immense exposure to opportunities. And though Kadapa is growing to be an industrial city, the primary sector here generates the maximum of its revenue, thereby making Kadapa an Agrarian Wonder.
You can easily get an instant loan from a personal loan agency in Kadapa such as moneyview at affordable rates. Not only this, but the documentation requirements are also minimal and the entire application process is hassle-free and quick.
If a personal loan in Kadapa from private financiers is what you want then moneyview is the perfect option. Here’s why -
Quick Eligibility Check
On the moneyview website or app, you can instantly check your eligibility for a personal loan within just two minutes
Paperless Process
Enjoy our complete digital process from approval to disbursal making the entire process of availing a loan delightful and super fast
Flexible Loan Amount and Repayment Term
You can choose any amount from Rs. 5,000 to Rs. 5,00,000 depending on your credit score. To repay the loan, you can choose a period of up to 5 years
24 hr Loan Disbursement
We ensure quick disbursement of your loan within just 24 hours after the loan application approval
No Security Needed
moneyview personal loans in Kadapa don't require guarantors or collateral. You just need to meet our eligibility criteria
Affordable Interest Rates
moneyview personal loans are affordable with interest rates starting at just 1.33% per month
Available Pan India
Our digital application ensures you can apply for a personal loan from any part of the country, including Kadapa
Check if you fulfill the eligibility criteria given below -
Applicants must be between 21 years and 57 years
Applicants must receive an income of Rs. 13,500 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
|
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
In order to get an online personal loan in Kadapa from moneyview, you need only 3 documents, as listed below -
|
Identity Proof |
Address Proof |
Income Proof |
|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
|
Any 1 of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Here are our personal loan fees and charges with absolutely no hidden components -
|
Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starting from 1.33% per month |
|
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
|
Cheque Bounce |
Rs.500/- each time |
Follow the simple steps given below and avail of a personal loan in Kadapa -
Check your loan eligibility
Visit the moneyview website or download the app, provide all the necessary details, and we will let you know your eligibility in just 2 minutes
Choose your loan plan
Based on the options given, you will have to select the loan amount and repayment term of your choice
Provide documents
Easily upload all of the necessary documents online for verification
24-hour loan disbursal
After your documents are verified and the loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours
Note -
Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
moneyview has made it simple to obtain an online personal loan in Kadapa. The entire process takes only a few minutes and can be completed from anywhere with an internet connection.
Visit the moneyview website or download the loan app the next time you need a personal loan in Kadapa.
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