Personal loan in Kanchipuram

Kanchipuram, also known as Conjeevaram, is a city in Tamil Nadu, situated about 60 km from the capital city, Chennai. It is famous for its temples and is also known as the City of Thousand Temples.

Apart from this, what comes to mind when you hear the city’s name are the gorgeous hand-woven silk sarees.

Given that most of the people in the city have their own establishments, they can need capital for their business anytime. Even salaried people may require a personal loan to take care of their financial emergencies.

In such cases, you can get a personal loan in the blink of an eye with moneyview loans!

Features and Benefits of Personal Loan in Kanchipuram

Flexible Loan Amount

You can opt for a loan amount between Rs.5,000 and Rs.10 lakh based on your requirement

Collateral Free Loans

To apply for a personal loan through moneyview, you don’t have to pledge any asset or arrange for a guarantor

Quick Eligibility Check

You can check your eligibility for a personal loan in just 2 minutes through the moneyview website

Affordable Interest Rates

Our interest rates start at an attractive 14% per Annum

Eligibility Criteria for Personal Loan in Kanchipuram

You can easily get a personal loan from moneyview if you fulfill the eligibility criteria. You can check the criteria here -

Your age must be between 21 years and 57 years
Your monthly income must be Rs.13,500 or more, if you are a salaried individual
If you are self employed, your in-hand income must be Rs.15,000 minimum
Your income must be credited directly to your bank account
You must have a minimum CIBIL score of 600 or a minimum Experian score of 650

How to Apply for an Instant Personal Loan in Kanchipuram

You can apply for a moneyview personal loan in just 4 easy steps. Check out the process of applying for a personal loan in Kanchipuram here -

STEP-1: Check Eligibility

The first step to applying for a loan is to check if you are eligible for a personal loan. You can do this on the moneyview website in just 2 minutes.

STEP-2: Select Loan Tenure

In this step, you can choose the loan amount and repayment term of your choice based on the options provided.

STEP-3: Upload Documents

You’ll have to upload all the relevant documents so that they can be verified.

STEP-4: Amount Disbursed

Once your documents have been verified, and you have submitted the loan agreement, the loan amount will be credited to your account within 24 hours.

Documents Required for Getting a Personal Loan in Kanchipuram

We, at moneyview, require very basic and minimal documentation to approve your loan. We will only require the following -

Your PAN number
Your mobile number will have to be linked to your Aadhaar card for KYC verification

You will also have to enable the auto-debit facility from your bank account. This is a quick process where you can use a debit card, net banking, or NACH form.

The auto-debit facility will help you pay your EMIs automatically every month without the need for manual intervention.

Fees and Charges on Personal Loans from moneyview

Now that you are sure about the eligibility criteria, documents required and how to apply for a loan, you need to take a look at the fees and charges. You will find our fees and charges to be extremely affordable. They are given below -

Fees and Charges	Amount Chargeable
Interest Rate	Starts from 14% per annum
Loan Processing Charges	Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan.
Interest on Overdue EMIs	2% per month on the overdue EMI/Principal loan amount.
Cheque Bounce	Rs.500/- each time.

Frequently Asked Questions

How can I get a personal loan at a low interest rate?

The interest rate of your personal loan depends on many factors. Your credit score, income, age, type of employment, repayment history, etc. If most factors are in your favor, you can get a loan at a low interest rate.

I have a business in Kanchipuram. Can I apply for a personal loan from moneyview?

Yes, even if you are self-employed or a business owner, you can get a personal loan from moneyview. The eligibility criteria for a self employed individual are -

Candidate’s age must be between 21 and 57 years
Candidate’s in-hand monthly income must be Rs.15,000 minimum
Candidate’s income must be credited directly to their bank account
Candidate must have a minimum CIBIL score of 600 or a minimum Experian score of 650

Do I have to pay any fees to check my eligibility?

No, you won’t have to pay any fees to check your eligibility for a personal loan from moneyview. Just head over to our website, and you can check your eligibility in 2 minutes.

Will I be eligible for a personal loan even with a bad credit score?

At moneyview, we use a unique credit rating criteria that considers your credit score but is not limited to it. Thus, you can get a personal loan from moneyview even with a fairly low credit score.

The minimum required CIBIL score is 650 and Experian score is 650 to be eligible for a personal loan from moneyview.

Are moneyview personal loans secured loans?

A secured loan is a loan for which you need to pledge a collateral. The personal loans that are offered at moneyview are unsecured loans; which means that you won’t have to pledge a collateral or arrange for a guarantor to take a loan.