Formerly known as Cannanore under the British Raj, Kannur is an important city in the Southern State of Kerala.
This city is also called The City of Looms and Lores because of an endless array of fine textile loom industries and the vivid cultural arts practiced here.
Even though it is a Tier-2 city and living expenses are not as high as the metro cities, financial emergencies can come up any time. If you live in Kannur and are looking for a personal loan, moneyview can help you procure it.
Here is the income and credit score eligibility -
|
Income and Credit Score Eligibility Criteria |
|||
|
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
Other than this, the only thing is that the applicant’s age should be between 21 and 57 years.
With moneyview, you won’t have to worry about a long list of documents. Take a look at the table below -
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Identity Proof |
Address Proof |
Income Proof |
|
Any 1 of the following -
|
Any 1 of the following -
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Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
The process to apply for a personal loan with moneyview is very simple, and involves only 4 steps. They are listed below -
The first step is to provide all the documents and find out if you are eligible for the loan. You can do this in 2 minutes.
You just need to select the loan amount and the repayment tenure according to your need.
Upload the required documents so that they can be verified.
After your documents are verified and you have submitted the loan agreement, the amount will be disbursed in your bank account within 24 hours.
Take a look at some benefits of choosing moneyview as your loan provider -
Each person is different, and so are their requirements. At moneyview, you can get a loan from Rs. 5,000 to Rs. 5 Lakh, as per your eligibility.
If you are applying for a loan with moneyview, you don’t have to arrange for a guarantor or pledge any assets. This is an unsecured loan.
Repayment tenures are varied and flexible, and you can choose the one that suits you the best. You can enjoy tenures up to 5 years.
You can be eligible for a loan even with a minimum CIBIL score of 600 or an Experian score of 650.
The interest rate is what determines the EMI amount and the feasibility of the loan. At moneyview, interest rates start from as low as 1.33% per month.
The whole process of applying for a loan here will be paperless, right from the beginning to the end.
You can check your eligibility for a personal loan in just 2 minutes.
Most people opt for personal loans in some kind of emergency, and we, at moneyview, understand this. After your documents have been verified, your loan amount gets disbursed in your account within 24 hours in most cases.
You might need to apply for a personal loan because you are planning to make a big purchase, or to fund your education, or to pay medical bills. No matter what the reason, if you are looking for a personal loan in Kannur, what can be better than moneyview personal loans?
To know more or to apply for a loan, just download the app from the Play Store or go to our website.
The interest charges and fees will depend on the loan amount and your CIBIL score. But the interest rates at moneyview start from 1.33% per month, and the processing fee starts from 2% of the loan amount.
No, you cannot make part payments.
At moneyview, you can easily get a loan of up to Rs. 5 Lakh, based on your eligibility.
Yes, you can foreclose your loan. But you must have paid a certain number of EMIs, which depends on the amount you borrowed.
If the Auto-Debit feature for your loan account is not enabled or activated for some reason, you can still pay your monthly EMIs. All you have to do is click on the ‘Pay Now’ option on our app, and either use your Debit Card, NetBanking account, or UPI ID to make payments.
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