Khammam is one of Telangana's most important cities and the fourth largest city in the state. The city and nearby areas are well-known for their coal reserves. This city also holds a lot of prominence in the state's history.
This thriving city is also home to an increasing number of industries. Recently, an IT hub was also inaugurated in the city. As many as 19 companies have signed up to start operations at the IT hub, which will provide job opportunities to unemployed youth.
However, as a city progresses, the standard of living rises, and so do the costs. A personal loan can be extremely beneficial in such situations.
moneyview offers some of the best personal loans in the country. Accessibility, instant disbursement, and flexible repayment schedules are a few of the advantages offered. You can apply for and receive the loan amount from the comfort of your own home. There is also no need for collateral.
|
Charges |
Amount |
|
Interest Rate |
Beginning at 1.33% per month |
|
Loan Processing Charges |
2% to 8% of the approved loan amount |
|
Interest on Overdue EMIs |
2% of the overdue EMI/Principal loan amount is deducted per month. |
|
Part/Full Payment of the Loan (Loan Foreclosure) |
Part payments are not allowed. Foreclosure is permitted after a minimum of three EMIs. |
|
Cheque Bounce |
For each bounced cheque, Rs.500/- will be charged |
To be eligible for an instant personal loan in Khammam from moneyview, you must meet the following criteria:
Applicants must be between the ages of 21 and 57.
Applicants must have a monthly income of at least Rs. 13,500.
Income must be deposited directly into the applicants' bank accounts.
It is necessary to have a CIBIL score of 600 or an Experian score of 650.
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Income and Credit Score Eligibility Criteria |
|||
|
Salaried Individuals |
Minimum In-Hand Income (in Rupees) |
Area of Residence |
CIBIL Credit Score Requirement |
|
13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
15,000 |
Metropolis other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
Our documentation requirements are minimal. All we need are -
Your PAN number
Your mobile number will have to be linked to your Aadhaar card for KYC verification
You will also have to enable the auto-debit facility from your bank account. This is a quick process where you can use a debit card, net banking, or NACH form.
The auto-debit facility will help you pay your EMIs automatically every month without the need for manual intervention.
Follow the steps below while applying for a moneyview Personal Loan in Khammam -
Check Your Eligibility
Visit moneyview.com or download the loan app. After you submit the required information, we will notify you of your eligibility within 2 minutes.
Select the Loan Term
Choose your loan amount and repayment term based on your eligibility.
Upload Documents
You can easily upload the necessary documents online.
Disbursement of Amount
Within 24 hours of your documents being verified and loan agreement being submitted, the loan amount will be credited to your bank account.
With moneyview, obtaining an instant loan in Khammam is now simple and convenient. All you have to do is meet the eligibility requirements, submit the required documents, and you'll have the loan within 24 hours.
The minimum amount that you can borrow on moneyview loans is Rs.5,000. The maximum loan amount can go up to Rs.5,00,000 and will depend on your eligibility.
The entire loan application process for getting a moneyview loan is digital. So you will have to submit all the required documents online either on our app or on the web application, depending on where you are applying from.
Yes. If the auto-debit facility is not activated for your linked account, you can pay the loan EMI manually through the ‘Pay Now’ button on our app.
The loan amount gets automatically debited on the 5th of every month. If you don’t have the required funds in your account, we allow a grace period of up to 3 days during which you can request a Loan EMI transfer through the app to avoid any late charges. Beyond this time period, a late payment fee will be charged.
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