Personal Loan in Khammam
Khammam and Finances
Khammam is a city in the southern state of Telangana, and is popular for its economic and industrial relevance. With scenic views and ancient historical monuments to be visited here, Khammam enjoys a constant influx of tourists all year long.
In a city brimming with opportunities, one would wonder that getting a personal loan in Khammam would be relatively easier. But that hardly ends up being the case. Truth being, the city is densely populated, and banks are forever on the lookout for fraudulent applicants.
To counter fraudulent applicants, banks have a stringent policy in place, which would filter out true applicants from the fraudulent ones. This would require the candidate to fall into certain eligibility criteria, which if the candidate fails to, would be denied the loan.
In case of an emergency, ideally falling into multiple levels of criteria maybe the last thing on your mind, and this is why one would turn towards private finances in Khammam, who promise to offer instant cash loans.
Even financial assistance specialists like Bajaj Finserv Khammam would put you through a series of documentation, in order to check your credibility. This process, though mandatory, is time consuming, and does not certainly fall in your favour when you need a definite amount of money urgently.
MoneyView and loans in Khammam
MoneyView is that ultimate online loan portal that offers you instant loans without putting you through the traditional grind of loan application. The MoneyView app helps you apply for a desired loan amount, from anytime, anywhere.
The idea behind the inception of MoneyView was the creation of a financially fit India, where financial difficulties are not the end-and-all of an outcome. To get people loans and offer them financial assistance when they are temporarily short of funds is what fuels our endeavours.
Private finance in Khammam still follows the traditional methods of getting you your desired loan amount, thereby making a loan more of a burden, than a convenience. This however, is not the case with MoneyView as you get access to lightning fast loans, no matter where you apply from.
Not only do you get faster loans, but you also get access to a world of other features which makes repayment easier. Loans were meant to be a medium of financial convenience, and at MoneyView we intend to keep that definition intact. Some of the features that give our loans the edge over others are:
- Instantaneous loans: What helps us get your really fast loans is our speedy verification procedure in place, which passes on your documents online and gets you your desired loan amount (which could be anywhere between Rs 10,000 to Rs 5 lacs) instantly. You are no longer expected to wait for days and weeks at stretch to get the loan you applied for. With MoneyView, loans get faster so that you get to tend to your needs in time.
- Flexible loans: You would no longer have to succumb to rigid loan structures enforced upon you by banks or any private finance in Khammam. MoneyView allows you the power to structure your loans as per your financial abilities.
You get to choose from a repayment period from anywhere between 3-12 months, so that you get to span out your principal amount repayment conveniently. This would not burden you and your financial monthly planning in the months to come.
- Virtual documentation: MoneyView provides you with an end-to-end paperless interface, so that you would not have to scurry around for your documents in times of an emergency. All you need to do is download the app and apply for your desired loan amount from anywhere, anytime. Submitting your documents online is sufficient for your loan to get approved, so that you get to have your loan amount without any delay at all.
To wrap it up
Personal loan in Khammam is now easy with MoneyView, which not only offers you instant personal loans, but also brings you financial ease. The app syncs with your device and keeps an accurate tab of your expenses and your savings.
Watch as your financial worries fall in place with MoneyView, as it covers your needs right when you need it to. It is smart, it is reliable, and it is effective.
With MoneyView, following your aspirations is not impossible.
For Salaried – Min ₹ 14,000 In Hand Salary
For Self Employed – Min. ₹ 25,000 Income with 2 years Income Tax Return Filed
You can borrow as low as ₹ 10,000 and as high as ₹ 5,00,000. The maximum amount depends on your eligibility.
You can borrow for minimum 3 months to maximum 24 months.
The loan application for Money View is paperless which means that no physical document submission is required.
You need the following documents to apply for a loan with us
- Aadhaar card
- PAN Card
- Address proof
- Last 3 months bank statement
- 2 years IT Returns (in case you are self-employed)
EMI is deducted 5th of every month from your bank account.
At the time of application, you agree to a NACH mandate which enables us to deduct the EMI amount from your specified bank account.
In case your EMI auto-debit is bounced, there will be a bounce charge along with the daily penalty for delay of EMI.
Also in case you are not able to pay the EMIs, your CIBIL score might drop for every EMI default.
We assess your credit worthiness not only from your CIBIL score but also your transactional SMS data. Hence, when you download the app it helps us give you the best loan offer.
You can close your loan anytime after 3 months of taking the loan. There are penalty charges for foreclosure