Commonly known as the Golden City of India, Kolar is an economically important city in the state of Karnataka. Due to its advancement in the milk industry, Kolar has also been nicknamed the Milk city of India.

Truly a city blessed with resources, Kolar has massive reserves of gold and is one of the leading producers of fine quality silk and best quality mangoes. Owing to the fact that this city produces so many important commodities, it has an Agricultural Produce Market Committee (APMC), which is the 2nd largest in Asia.

Apart from its produce, this city is religiously popular also. A city thriving from the ancient days of its inception till today speaks a lot about the functioning and the management of this city.

moneyview - The Best Option for Personal Loans in Kolar

Despite the number of lenders in the market today, not all of them offer the advantages that moneyview does. moneyview is the best choice for a personal loan because of its low documentation requirements, the simple application process, and instant disbursement.

Eligibility Criteria for a Personal Loan in Kolar

To get a moneyview personal loan in Kolar, you will have to fulfill our eligibility criteria given below -

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500


CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000


CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for a Personal Loan in Kolar

In order to get a personal loan in Kolar from moneyview, you need only 3 key documents, as listed below -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges for a Personal Loan in Kolar

moneyview’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are as follows -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • The interest amount for the period between loan disbursement and loan cancellation will be payable.

  • Processing fees will also be retained.


Obtaining a personal loan in Kolar does not have to be difficult. With moneyview, you can easily obtain a flexible personal loan that can be used for a variety of purposes.

The documentation requirements are minimal, and the application process is simple and straightforward.

Log on to the moneyview website or download the app and apply now!


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