Are you looking for a personal loan in Lucknow? Then look no further because Money View offers the best.
You can easily get an online personal loan in Lucknow from private lenders such as Money View at affordable rates. Not only this, the documentation requirements are also minimal and the entire application process is hassle-free and quick.
Follow the simple steps given below and avail a personal loan in Lucknow -
Check your eligibility
Visit the Money View website or download the app, provide all the necessary details, and we will let you know your eligibility in just 2 minutes
Choose your loan plan
Based on the options given, you will have to select the loan amount and repayment term of your choice
Provide documents
Easily upload all of the necessary documents online for verification
24 hour loan disbursal
After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours
Note -
Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
Check if you fulfill the eligibility criteria given below -
Applicants must be between 21 years and 57 years
Applicants must receive an income of Rs. 13,500 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
|
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
In order to get an online personal loan in Lucknow from Money View, you need only 3 documents, as listed below -
|
Identity Proof |
Address Proof |
Income Proof |
|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, anyone of the officially valid documents given below will suffice
|
Anyone of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Money View personal loans come with transparent charges with no hidden fees as given below -
|
Type of Charge |
Amount |
|
Interest Rate |
Starts at 1.33% per month |
|
Loan Processing Fee |
Starting from 2% up to 8% of the approved loan amount |
|
Interest on Overdue EMIs |
2% per month of the overdue amount |
|
Foreclosure/Part-prepayment |
|
|
EMI Cheque Bounce Charges |
Rs.500 per bounce |
If you are self-employed, you can avail a personal loan from Money View as long as you fulfill the eligibility criteria given below -
Monthly income of Rs. 15,000 or more
Income must be credited directly to the applicant’s bank account
Applicant must have a minimum CIBIL score of 600 or minimum Experian score of 650
Applicant must be between 21 years to 57 years old
While most lenders require applicants to have a credit score of over 750, at Money View, we use a unique in-house algorithm to determine our applicants’ creditworthiness.
Therefore, as long as your CIBIL score is 600 and above or your Experian score is 650 and above, you can still get a personal loan in Lucknow or any other part of India from India.
Money View personal loans in Lucknow are loaded with a number of unique benefits and features, they are also extremely popular. Here’s why -
Quick Eligibility Check
On the Money View website or on the app, you can instantly check your eligibility for a personal loan within just two minutes
Digital Process
Enjoy our complete digital process from approval to disbursal making the entire process of availing a loan delightful and super fast
Flexible Loan Amount and Repayment Term
You can choose any amount from Rs. 5,000 to Rs. 5,00,000 depending on your credit score. To repay the loan, you can choose a period of up to 5 years
24 hr Loan Disbursement
We ensure quick disbursement of your loan within just 24 hours after the loan application approval
No Security Needed
Money View personal loans in Lucknow don't require guarantors or collateral. You just need to meet our eligibility criteria
Affordable Interest Rates
Money View personal loans are affordable with interest rates starting at just 1.33% per month
Available Pan India
Our digital application ensures you can apply for a personal loan from any part of the country, including Lucknow
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