Personal Loan in Lucknow
About the City of Nawabs
Lucknow is the largest city and also the capital of the popular northern State, Uttar Pradesh. This city has such immense scope for business and entrepreneurship that it has turned out to be the 11th most populous city of India.
For centuries, this city has flourished and thrived under the efficient rule of various kingdoms, which has lead this city to become the hub of multicultural grandeur and space where art of all forms converge.
Lucknow has been a constant seat of power throughout the 18th and the 19th century, and even today it continues to be a place of economic and administrational relevance. The progress of this city is commendable, as it is listed to be the 17th fastest growing city in India, and is 74th in the whole world.
In a city that ranks as one of the top cities of India in terms of GDP, getting a personal loan in Lucknow may not seem that difficult a thing to get by. However, reality speaks otherwise.
Loans in Lucknow
Being an economically important city, Lucknow has its fair share of banks and private money lenders who claim to assist you when you happen to encounter financial shortages.
However, bank loans may not abide by the timeframe within which you require the loan, and the personal private lender may end up pasting heavy interest rates on you. Quite usually, in a city as popular as Lucknow, one of the above two is bound to happen. And that is not the situation you would like to find yourself in.
Personal loan agent in Lucknow may even offer you instant cash loans, however, these loans tend to have hidden costs like processing fees and service charges involved which make the affair all the more pricey.
The need for an urgent cash loan in Lucknow can arise anytime, and settling on your dreams is the last thing you should ever be looking at. To sail you through your financial woes, we are here.
MoneyView and personal loans in Lucknow
Like the Lucknowi Chikankari, the loans we offer have been meticulously designed to meet your financial needs. This is done so that you get the best experience while you apply for a loan, which is both easy and convenient.
Instant loans are not the only thing we have to offer, as our loans come with features which make repayment easier than ever. There is also a ton of other benefits that you come across once you download the app.
Here are just a few of the key features we offer for you to glimpse:
- Instant loans: Imagine having your loan amount reach you in just a few hours since you applied for it. There seems to be nothing like it, right? This is what you get with MoneyView. You can now apply for a loan from anywhere between Rs 10,000 to Rs 5 lacs and you would have your loan amount reach you even before you know it.
This way, you can tend to your needs on time, without having to pester your bank or your private finance agent to sanction your loan on time.
- Paperless procedure: What helps us get you the loan on time is, our entirely paperless procedure in place which successfully speeds up the process of getting you your loan amount in a jiffy. From the very moment you apply for a loan, till you pay your last EMI, there is absolutely no paperwork involved.
- Flexible loans: You no longer have to worry about rigid personal loan in Lucknow, which compel you to go about your loan in a certain manner. We at MoneyView understand that everyone’s paying capacity varies, and hence offer you the choice to choose for payment tenure from anywhere between 3-12 months.
This gives you enough time to span out your principal amount repayment, without having it fall too heavy on your expenses.
The Wrap up
Urgent cash loans in Lucknow are harder to come by. However, MoneyView offers you loans that make life comparatively easier. The MoneyView app not only gets you an instant loan, but it also tracks your expenses and saving, while also timely notifying you about your upcoming EMIs, etc.
Complete financial assistance is now just a click away.
To know more about the services we offer, please click here.
For Salaried – Min ₹ 14,000 In Hand Salary
For Self Employed – Min. ₹ 25,000 Income with 2 years Income Tax Return Filed
You can borrow as low as ₹ 10,000 and as high as ₹ 5,00,000. The maximum amount depends on your eligibility.
You can borrow for minimum 3 months to maximum 24 months.
The loan application for Money View is paperless which means that no physical document submission is required.
You need the following documents to apply for a loan with us
- Aadhaar card
- PAN Card
- Address proof
- Last 3 months bank statement
- 2 years IT Returns (in case you are self-employed)
EMI is deducted 5th of every month from your bank account.
At the time of application, you agree to a NACH mandate which enables us to deduct the EMI amount from your specified bank account.
In case your EMI auto-debit is bounced, there will be a bounce charge along with the daily penalty for delay of EMI.
Also in case you are not able to pay the EMIs, your CIBIL score might drop for every EMI default.
We assess your credit worthiness not only from your CIBIL score but also your transactional SMS data. Hence, when you download the app it helps us give you the best loan offer.
You can close your loan anytime after 3 months of taking the loan. There are penalty charges for foreclosure