A popular metropolitan city in the confines of Maharashtra, Thane holds a lot of scope for industrial growth. This is why budding entrepreneurs come from far and wide to make a fortune in this city.
Housing a population of around 18 lakhs (as per the most recent census), this city is ranked 16th in the most populated cities of India. Located in a comfortable proximity to Mumbai, Thane is a part of the Mumbai region.
If you are a resident of Thane and you need a personal loan, you can now easily get one thanks to moneyview.
Personal Loan Financer in Thane
One of the most trusted personal loan providers in Thane, moneyview offers loans of up to Rs. 5 lakh with minimal documentation and a hassle-free application process.
Here’s Why You Should Opt for moneyview Personal Loans in Thane
Given below are the standout features of moneyview loans -
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Minimal Documentation
We require only three documents from you - ID proof, address proof, and income proof
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No Collateral Required
There is no need for a guarantor or collateral for moneyview personal loans
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Instant Eligibility Check
Check your eligibility from the moneyview website or loan app within just 2 minutes
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Flexibility of Loan Amount and Repayment Term
Choose a loan amount of up to Rs. 5 lakhs and repayment term of up to 60 months based on your eligibility
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Loans with Low Credit Score
Even if your credit score is low, you can still get a personal loan in Thane from us thanks to moneyview's unique credit rating model.
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100% Paperless
From application to loan disbursement, everything is done online.
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24-Hour Disbursement
After your loan application is approved, your loan will be credited within 24 hours
Eligibility Criteria for Personal Loans in Thane
Here’s moneyview’s simple eligibility criteria for personal loans in Thane -
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Applicants must be between 21 years and 57 years
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Applicants must receive an income of Rs. 13,500 or more*
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Income must be credited directly to the applicants’ bank account
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Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
Documents Required For Personal Loans in Thane
Given below are our minimal documentation requirements for personal loans in Thane -
Identity Proof |
Address Proof |
Income Proof |
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
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Any 1 of the following -
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Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Fees and Charges for Personal Loans in Thane
As one of Thane's leading personal loan providers, we have made certain that our fees and charges are reasonable and free of hidden costs -
Fees and Charges |
Amount Chargeable |
Interest Rate |
Starting from 1.33% per month |
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
Cheque Bounce |
Rs.500/- each time |
Loan Cancellation |
|
How to Apply for Personal Loans in Thane
If you meet our eligibility requirements and have all of the required documents, you can easily apply by following the steps outlined below -
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Check your eligibility
Visit the moneyview website or loan app. Provide the required details and we will let you know your eligibility in 2 minutes.
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Select your loan plan
Depending on your eligibility, you will have to select the loan amount and repayment term of your choice
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Provide required documents
Easily upload all of the necessary documents online for verification - completely digital and hassle-free
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Instant Loan Disbursal
After all your documents are verified and your application is approved, the loan amount will be credited to your account within 24 hours
Note -
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After your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to moneyview
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This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention
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On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
Conclusion
In conclusion, instant personal loan in Thane is more a tough thing to get. It could be an emergency, or a whim you have put aside for far too long now, getting a loan is something you should not face difficulties with.
Chase your dreams, with MoneyView.
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