Personal Loan in Visakhapatnam

Personal Loan in Visakhapatnam

Do you need a personal loan in Visakhapatnam that requires minimal documentation and is disbursed within 24 hours? You’ve come to the right place.

Personal Loan Financer in Visakhapatnam

One of the most trusted personal loan providers in Visakhapatnam, Moneyview digital lending platform offers loans of upto Rs. 10 lakh with minimal documentation and a hassle-free application process.

Features and Benefits of Personal Loan in Visakhapatnam

loan amount

Flexible Loan Amount

Borrow any amount starting from ₹5,000 and going up to ₹10 Lakh

collateral free

Collateral Free Loans

To apply for a personal loan through Moneyview, you don’t need any asset or arrange for a guarantor

Quick Disbursal

Quick Disbursal

The loan amount is disbursed to your account within 24 hours of approval

interest rates

Affordable Interest Rates

Benefit from low-interest rates starting from 14% per annum

Need Urgent Funds?

Collateral Free Personal Loans up to ₹10 Lakh

Personal Loan

Who is Eligible to Apply for a Personal Loan in Visakhapatnam?

Here are the eligibility criteria for a personal loan -

  • Age – Minimum age of the applicant should be 21 years and the maximum age must be 57 years
  • Nationality – The applicant needs to be an Indian resident
  • Monthly Income– INR 25,000 per month and the amount must be directly credited to your bank account
  • Credit Score – You must have a minimum CIBIL score of 650.

You can visit the Moneyview website or download the app .

Documents Necessary for Availing a Personal Loan in Visakhapatnam

We believe in minimal documentation which is why we only need 3 documents from you -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
OR
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Personal Loan Interest Rates and Other Charges in Visakhapatnam

Moneyview digital lending platform is recognized to offer the most cost-effective personal loan with a bad CIBIL score in Kolkata. Our budget-friendly personal loans are available at the best interest rates for both salaried and self-employed individuals. Take a look at the list of our interest rates and other charges!

  • Interest Rate: Starting from 14% per annum
  • Loan Processing Fees: From 2-8% of the approved loan amount
  • Repayment Period: From 12 months to 60 months
  • Loan Cancellation Fees: Aside from the interest amount, no extra charges are levied for the tenure between disbursement and cancellation of personal loans. Processing charges are also retained.
  • Loan Foreclosure: We don’t allow any part payment. You can foreclose your loan after a minimum of three EMIs.
  • Charges on Cheque Bounce: INR 500 is charged on every cheque bounce.
  • Interest on Overdue EMIs: 2% every month on the overdue principal loan amount or EMI.

Conclusion

Getting personal loans in Visakhapatnam is now easier than ever.  Not only do our personal loans come with a flexible repayment schedule, they are also easy to avail and disbursed within 24 hours of application approval.  So what are you waiting for? Visit the Moneyview website or download the app and apply now.

Personal Loan Based on Your Budget

Personal Loan Based on Your Salary

Personal Loan Based on City

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