West Godavari is located on the coast of Andhra Pradesh and is one of the most important districts of the State. Barely touched by modern influence, the district has made immense progress over the years while staying rooted to the age-old legacy that comes with this place.
One of the oldest settlements of India, West Godavari was ruled by various Empires over the vast expanse of its existence. Archaeological evidence found in this area predates all the way back to 700 AD.
Being the 19th largest district in terms of area, West Godavari generates a lot of revenue that contributes largely to the state’s overall economy. West Godavari is said to contribute a whole of 8.8% to the Gross State Domestic Product (GSDP).
Loans are also easily available in West Godavari, thanks to moneyview.
What if you could get a personal loan that is simple to obtain, requires little documentation, and has flexible repayment options? moneyview personal loans come with a number of advantages and features that set them apart from all other personal loan lenders in the market today.
Here are some of the standout benefits offered by moneyview personal loans -
Flexible Loan Amount and Repayment Tenure
You can avail of personal loans of up to Rs. 5 lakhs and a repayment term of up to 60 months. Choose what works best for you.
Affordable Interest Rates
We understand how important affordable personal loans are. Therefore, moneyview interest rates start at an affordable 1.33% p.m.
24-Hour Loan Disbursal
We understand the urgent need for finance which is why our loans are credited to your account within 24 hours of application approval.
Hassle-free Online Process
You can apply for a personal loan from moneyview at any time from anywhere. You do not have to physically travel to a lender anymore.
Available Even For Borrowers with Low-Credit Score
One of the biggest advantages of moneyview is that we have our own in-house credit model that enables us to evaluate our customers' creditworthiness, which is why you can still get a loan from us even if you have a low CIBIL score of 600 or an Experian score of 650.
Fulfill the eligibility criteria given below to avail of moneyview online personal loans in West Godavari -
Applicants age must be between 21 and 57 years
Applicants must receive a monthly income of Rs. 13,500 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
We believe in requiring as little documentation as possible, which is why we only need three documents from you-
Identity Proof |
Address Proof |
Income Proof |
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any one of the officially valid documents given below will suffice
|
Anyone of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format |
We understand the significance of affordable loans. Check out our low-cost fees and charges below -
Fees and Charges |
Amount Chargeable |
Interest Rate |
Starting from 1.33% per month |
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
Cheque Bounce |
Rs.500/- each time |
Here are the steps you should follow to get a moneyview personal loan in West Godavari:
Check the Eligibility
Whether you are a self-employed individual or a salaried person, your age should be between 21 and 57 years to be eligible for our personal loan
Select the Right Loan Plan
Decide the loan amount you need and choose the payback period based on your eligibility
Submit Important Documents
Along with the application form, you need to provide all necessary documents
Get an Instant Personal Loan in West Godavari
Once your documents get verified and your application is approved, your loan amount will be credited to your bank account within 24 hours
Note -
Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
moneyview has made it possible to obtain online personal loans in West Godavari. moneyview's popularity stems from its simple application process and minimal documentation requirements. This loan is available throughout India and can be applied for from the comfort of your own home. Visit the moneyview website or download the app and apply today!
Thank you. Your feedback is important to us.