West Godavari is located on the coast of Andhra Pradesh and is one of the most important districts of the State. Barely touched by modern influence, the district has made immense progress over the years while staying rooted to the age-old legacy that comes with this place.

One of the oldest settlements of India, West Godavari was ruled by various Empires over the vast expanse of its existence. Archaeological evidence found in this area predates all the way back to 700 AD.

Being the 19th largest district in terms of area, West Godavari generates a lot of revenue that contributes largely to the state’s overall economy. West Godavari is said to contribute a whole of 8.8% to the Gross State Domestic Product (GSDP).

Loans are also easily available in West Godavari, thanks to moneyview. 

What if you could get a personal loan that is simple to obtain, requires little documentation, and has flexible repayment options? moneyview personal loans come with a number of advantages and features that set them apart from all other personal loan lenders in the market today.

Why Should you Opt for moneyview Personal Loans in West Godavari

Here are some of the standout benefits offered by moneyview personal loans -

  • Flexible Loan Amount and Repayment Tenure

You can avail of personal loans of up to Rs. 5 lakhs and a repayment term of up to 60 months. Choose what works best for you.

  • Affordable Interest Rates

We understand how important affordable personal loans are. Therefore, moneyview interest rates start at an affordable 1.33% p.m.

  • 24-Hour Loan Disbursal

We understand the urgent need for finance which is why our loans are credited to your account within 24 hours of application approval.

  • Hassle-free Online Process

You can apply for a personal loan from moneyview at any time from anywhere. You do not have to physically travel to a lender anymore.

  • Available Even For Borrowers with Low-Credit Score

One of the biggest advantages of moneyview is that we have our own in-house credit model that enables us to evaluate our customers' creditworthiness, which is why you can still get a loan from us even if you have a low CIBIL score of 600 or an Experian score of 650.

Eligibility Criteria for moneyview Personal Loans in West Godavari

Fulfill the eligibility criteria given below to avail of moneyview online personal loans in West Godavari -

  • Applicants age must be between 21 and 57 years

  • Applicants must receive a monthly income of Rs. 13,500 or more*

  • Income must be credited directly to the applicants’ bank account

  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*


Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for moneyview Personal Loans in West Godavari

We believe in requiring as little documentation as possible, which is why we only need three documents from you-

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any one of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Anyone of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format 

Fees and Charges for a Personal Loan in West Godavari

We understand the significance of affordable loans. Check out our low-cost fees and charges below -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Steps to Avail a Personal Loan from moneyview

Here are the steps you should follow to get a moneyview personal loan in West Godavari:

  • Check the Eligibility

Whether you are a self-employed individual or a salaried person, your age should be between 21 and 57 years to be eligible for our personal loan

  • Select the Right Loan Plan

Decide the loan amount you need and choose the payback period based on your eligibility

  • Submit Important Documents

Along with the application form, you need to provide all necessary documents

  • Get an Instant Personal Loan in West Godavari

Once your documents get verified and your application is approved, your loan amount will be credited to your bank account within 24 hours

Note -

  • Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us

  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.

  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

Conclusion

moneyview has made it possible to obtain online personal loans in West Godavari. moneyview's popularity stems from its simple application process and minimal documentation requirements. This loan is available throughout India and can be applied for from the comfort of your own home. Visit the moneyview website or download the app and apply today!

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