Generate HDFC Credit Card PIN

7th October 2025

How to Generate HDFC Credit Card PIN?

Whether setting up a new PIN, changing an existing one, or resetting it, understanding the process can save you time and help protect your account.

In this article, we will walk you through the steps to generate, change, and reset your HDFC credit card PIN using various methods such as net banking, mobile apps, and ATMs.

HDFC Credit Card PIN Generation Online

There are multiple ways to generate a new PIN for your HDFC credit card. Let us look at a few methods to generate, change, or reset your credit card PIN online.

Here are the steps to generate an HDFC credit card PIN using the MyCards app.

Step 1: Log in to MyCards using the registered mobile number.

Step 2: Register your credit card using the last 4 digits of the card.

Step 3: Tap “Select PIN”.

Step 4: Enter a 4-digit PIN of your choice.

Step 5: Re-enter the 4-digit PIN to confirm.

Step 6: Enter the expiration date and CVV of your card when prompted and click “Confirm”.

If you registered for NetBanking, follow these instructions to set a new PIN for your HDFC credit card:

Step 1: Visit the NetBanking portal and log in with your User ID and IPIN.

Step 2: Click on the "Cards" tab at the top.

Step 3: Under the “Request” option, select “Instant PIN Generation“.

Step 4: Select your credit card from the drop-down menu.

Step 5: Enter the 4-digit PIN of your choice.

Step 6: Re-enter the PIN and click “Continue”.

The new PIN will be set instantly.

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HDFC Credit Card PIN Generation Offline

In case you want to generate a new PIN for your HDFC credit card without using the internet you can use an ATM or the IVR.

Follow these steps to generate your credit card PIN by calling a toll number:

Step 1: Call 1860 266 0333 from your registered mobile number.

Step 2: Enter the last 4 digits of your credit card followed by #.

Step 3: Dial “1” to generate a credit card PIN.

Step 4: Dial “1” again when prompted to generate a one-time password (OTP). The OTP will be sent to your mobile number via SMS.

Step 5: Type the 6-digit OTP.

Step 6: Once you enter the OTP, the IVR will ask you to set the 4-digit PIN followed by the “#” key.

Note: If you get disconnected at Step 4, call the number again. After Step 2 dial “2” to enter the 6 Digit OTP.

Here is how you can generate a new PIN for your HDFC credit card using an ATM:

Step 1: Call 1860 266 0333 from your registered mobile number to get the OTP.

Step 2: Visit your preferred HDFC ATM and insert your credit card. Select your preferred language on the language selection screen.

Step 3: Select “Create new ATM PIN using OTP”.

Step 4: Enter the OTP you received on your mobile.

Step 5: Enter your registered mobile number.

Step 6: Enter a 4-digit PIN.

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How to Change HDFC Credit Card PIN?

If your HDFC credit card already has a PIN but you wish to change it, you can do so at an HDFC ATM, through your NetBanking account, or by SMS. Let us go through the steps to change your credit card PIN.

Here is how you can change your credit card PIN using an HDFC ATM:

Step 1: Visit your preferred HDFC ATM.

Step 2: Insert your credit card, and choose the language. 

Step 3: Enter your current PIN.

Step 4: Select 'Change Your ATM PIN'. Once you click on the option you will receive an OTP on the registered mobile number.

Step 5: Enter the OTP when prompted.

Step 6: Enter the new PIN of your choice.

Step 7: Confirm the PIN by re-entering it.

After Step 7 you would have changed your ATM PIN.

To change your credit card PIN, first log in to your NetBanking account and follow these steps:

Step 1: Click on the “Cards” tab.

Step 2: Click on “Request” under the Credit Card menu, and click on “Instant PIN Generation”.

Step 3: Select your credit card, and enter your new digit PIN. Then re-enter the 4-digit PIN and click “Continue”.

Step 4: You will receive an OTP on your mobile number. Enter the OTP and click “Continue”.

After step 4 your HDFC credit card PIN would have changed.

To change your HDFC credit card PIN through SMS, simply send “CCPIN XXXX” (XXXX denotes the last 4 digits of your card) to 5676712.

For example, if your credit card number ends in 1234, send “CCPIN 1234” to 5676712.

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Conclusion

Finding the best cashback credit card in India is all about understanding your spending habits. Do your research, prioritize cashback categories that align with your purchases, and weigh annual fees against potential rewards. Remember, even the highest cashback credit card might not be the best choice if it comes with a hefty annual fee. Choose wisely and maximize your savings!

How to Generate HDFC Credit Card PIN - Related FAQ

To change your HDFC credit card PIN via SMS, send "CCPIN XXXX" to 5676712, replacing XXXX with the last 4 digits of your credit card number. You will receive further instructions via SMS.
Yes, you need the PIN to complete point-of-sale (POS) payments in stores and to withdraw cash from ATMs.
You can generate a new HDFC credit card PIN online using the MyCards app or NetBanking.

The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.

This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.

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