The PhonePe mobile application is one of the most popular UPI applications in India. PhonePe is accepted at a variety of POS (Point of Sale) terminals and online shops, with some offering high cashback.
If you are one of the many PhonePe users searching on Google for 'how to add credit card in PhonePe' or 'how to add money from credit card to PhonePe', then this post is for you.
In this article, we will discuss how you can add your credit cards to your PhonePe account and make payments easier.
A fast payment experience is possible now by linking your credit card with PhonePe. Here are the steps to link your credit card to PhonePe:
Open the PhonePe app on your smartphone
Tap your profile picture on the top left corner of your home screen
Next, under the Payment Methods section, click on Debit & Credit cards
Select Add New Card and enter the necessary information such as your card number, card validity, and the CVV number
You will receive an OTP on your registered mobile number for further verification
Enter the OTP and tap on Confirm
Your card details will be saved on PhonePe and you can quickly use the saved details to make rapid payments in the future.
Additionally, PhonePe will deduct Rs. 2 or Rs. 5 to authenticate your card. Once the authentication is done, the amount will be refunded to your account.
PhonePe supports all domestic cards issued by Visa, Mastercard, Rupay, and Maestro, so you can add any card on PhonePe to make your payments easier.
Now that you know how to link your credit card to your PhonePe account, we will look at how to add money from credit card to PhonePe.
Note that this facility is available only to the minimum KYC users. Non-KYC users are not allowed to top-up or withdraw from PhonePe wallet.
You can add money to your PhonePe wallet using the following steps:
On your home screen, tap on your profile picture
Under the Payments Methods section, select PhonePe Wallet
Enter the amount you wish to add to the wallet
Next, select the mode of payment from UPI/Debit Card/Credit Card
Then choose Topup Wallet
Authenticate the transaction and the top-up will be completed
PhonePe doesn’t allow top-ups using prepaid cards. Moreover, the wallet has top-up limits.
Apply for High Limit Credit Cards upto ₹5 Lakh*
Linking your credit card and adding money with UPI on PhonePe allows for seamless payments and digital management of finances. Follow these simple steps to experience the ease of using your credit card for UPI payments on the PhonePe app. Stay up to date on security measures and explore the app's features to ensure an effortless digital payment experience.
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