Why Choose Money View Salary Advance Loan


Wide Range of Loan Amount

Imagine checking for your eligibility within just 2 minutes! This is possible if you are applying for a personal loan Moneyview.


Quicker Disbursement

Loan amount is disbursed to your account in just 24 HOURS of approval. This ensures that you can take care of the emergency situation as soon as possible.


No Guarantor Required

Our personal emergency loans do not need the provision of any collateral or guarantor. Just meeting our eligibility criteria and qualifying for approval is good for us to lend to you


Pocket-Friendly Interest Rates

Benefit from low-interest rates starting at just 1.33% per month. This translates into lower EMIs on your loans.


Paperless Process

Money View Emergency Personal Loans require just 3 documents in a digital format. From documentation to repayment, the entire process is done digitally.


Flexible Repayment Term

You could choose a tenure of up to 5 years. This allows you to space out your repayments according to other financial commitments.


Loans on Low Credit Score

Our alternate credit model ensures that even those with low credit scores are also allowed emergency loans.


Quick Eligibility Check

Imagine checking for your eligibity within just 2 minutes! This is possible if you are applying for a personal loan MoneyView.

Eagerly waiting for the month to end is something you do far too often? You would not be the only one doing so. In today’s world, with rising prices and inflation, your salary may not be enough to cover all expenses.

In such cases, a personal loan in the form of an advance salary loan can be useful.

What is a Salary Advance Loan?

Similar to personal loans, salary advance loans (also sometimes referred to as advance salary loans or early salary loans) are provided on the condition that they are repaid as soon as the borrower receives his/her salary in the account. However, repayment through instalments is allowed. In certain conditions the interest rate is calculated monthly or even daily.

These loans get a faster approval than other loans as they are short term loans.

There are a number of loan providers that offer personal loans in the form of advance salary loans in India and one such popular provider is Money View.

As long as you fulfill the eligibility criteria and documentation requirement, once approved, your loan amount will be credited to your account within 24 hours. The advantage in this case is that these loans are treated similar to regular personal loans.

Borrowers need to fulfill the eligibility criteria given below to avail a salary advance loan -

  • You must have a monthly income of at least Rs. 13,500.
  • Your income must get credited directly to a bank account.
  • A minimum CIBIL score of 600 or Experian score of 650.
  • Your age must be between 21 to 57 years.

Income and Credit Score Eligibility Criteria*
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit orCIBIL Score of 600 /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals Rs. 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above

Here are our minimal documentation requirements -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Money View’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are as follows -

Fees & Charges Amount Chargeable
Interest Rate Starting from 1.33% per month
Loan Processing Charges Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- each time
Loan Cancellation
  • No additional/hidden charges levied
  • The interest amount for the period between loan disbursement and loan cancellation will be payable.
  • Processing fees will also be retained

How to Apply for Money View Salary Advance Loan


Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!


Select Loan Tenure

Choose your loan amount & repayment tenure


Upload Documents

Complete your KYC and Verify income


Amount Disbursed

Direct Bank A/c transfer in a few minutes!



Getting a loan to cover your bills in addition to your salary is helpful and easier on your finances. These loans can be easily repaid in affordable EMIs. However, borrowers must know - your EMIs will depend on the amount that you apply for and your credit score along with other factors. But if you are looking for a salary advance app or an app that provides advance salary loans in India, visit the Money View website or download the App and apply now! 

Advance Salary Loan in India - Related FAQs

While most banks and lenders require applicants to have a CIBIL score of 750 and above, Money View uses a unique algorithm to understand a borrower’s creditworthiness. Therefore even those with relatively low credit scores can avail an advance salary loan in India from Money View. However, a minimum CIBIL score of 600 and above or a minimum Experian score of 650 and above is necessary.

Follow the steps below to avail a salary advance loan -

Check your eligibility

Visit the Money View website or loan app. Provide the required details and we will let you know your eligibility in 2 minutes.

Choose your loan plan

Based on the options provided, select the loan amount and repayment term of your choice

Upload required documents

Upload all of the necessary documents online for verification

Loan transfer to your bank account

Post verification and submission of loan agreement, the loan amount will be credited to your account within 24 hours

Note -

  • After your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to Money View
  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention
  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
Once you have submitted an application, you can track your application status on our app or website by following the steps below -
A. If you’ve applied on our website
  • Go to the login section on the website by clicking here: /apply-loan/signup
  • Login into your loan account with your registered email ID
  • Go to the ‘Dashboard’ section of your loan account
  • Scroll down to the ‘Application Status’ tab to know the status of your loan application
B. If you’ve applied on the Money View app
  • Open the Money View app
  • Register yourself with a valid email ID if you haven’t done it yet
  • Head over to the ‘Loans’ section
  • You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
  • If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it


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