Features and Benefits of Money View Personal Loans for Women


Flexible Loan Amount

Ability to borrow any amount starting from Rs. 10,000 and going up to Rs. 5,00,000


Instant Disbursal

Imagine checking for your eligibity within just 2 minutes! This is possible if you are applying for a personal loan MoneyView.


Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor


Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month


100% Online

From documentation to repayment, the entire process is done digitally


Flexible Repayment

Flexible repayment terms of up to 5 years that allows every woman to decide her own repayment schedule.


Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.


Instant Eligibility Check

The eligibility check for our instant loan takes 2 minutes

The need for extra cash can come up at any time in life for anyone, be it a working woman or a non-working woman. Short term loans that can be availed without any collateral such as personal loans are the easiest to avail. Moreover, it involves lesser documentation and quick disbursal.

Why Women Needs Personal Loan

In the current day, women have become more independent and are taking their own decisions about their finances. But, there might always be a need for some extra money for many reasons.

Some of the reasons for which women may need personal loans could be for:

  • Education
  • Travel expenses
  • Buying a gadget
  • To fund the needs of the business
  • As a seed fund for starting-up a venture
  • Meeting the medical expenses of parents or elders at home
  • Paying the initial deposit for rented accommodation
  • Buying or hiring furniture
  • Purchase of a two-wheeler/four-wheeler
  • Purchase of ornaments
  • Wedding expenses of self or siblings
  • Downpayment for buying a bigger asset like a home

Online Instant Personal Loan for Women

When there is a need for a loan, women may not like to spend time visiting a bank and submit documents in the middle of a busy work schedule. Therefore, Money View brings instant online personal loans for women.

These loans are extremely convenient and can be availed from the comfort of your home or office. All you need is a device connected to the internet, it could be a mobile or a laptop/desktop.

We keep our eligibility criteria simple and easy to understand to ensure that many women can come forward and avail of loans to meet their financial needs.

Money View Personal loan eligibility criteria based on your credit score and area of residence is as follows:

Income and Credit Score Eligibility Criteria
Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Salaried Individuals Rs 20000 Any 1-299 or New to Credit
Rs 20000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) CIBIL Score of 650 /Experian Score of 750 and above
Rs 15000 Metro City other than Mumbai and NCR 675 or above
Rs 13500 Any CIBIL Score of 650 /Experian Score of 750 and above
Self Employed Individuals Rs 25000 Any CIBIL Score of 650 /Experian Score of 750 and above

To apply for an instant online personal loan from Money View you need the follow documents

  1. Identity Proof
  2. Address Proof
  3. Income Proof

Proofs List of Documents
ID Proof

A government-issued identity proof that clearly shows your Date of Birth in dd/mm/yyyy is allowed. It could be any one of the below.

  • Voter Id
  • Aadhaar Card
  • Valid Driver’s License
  • Passport
  • PAN Card
Address Proof

Anyone of these original, valid documents showing your current address and pin code can be submitted as proof of your address. They could be

  • Voter Id
  • Ration Card
  • Utility Bills like Telephone, Electricity, etc
  • Voter ID Card
  • Bank Statement/Passbook

We accept utility bills and bank statements generated within the last 60 days only.

Income Proof

For Salaried Individuals:

  • The last 3 months’ bank statements in PDF format showing salary credit or
  • Your last 3 months' salary slips with important details, clearly showing your employer's name.

For Self-Employed Individuals:

  • Last 3 months’ bank statements in PDF format or
  • Your last 2 years' Income Tax Returns with important details, including tax paid details being legible.

A regular income is an essential feature required to avail personal loans. But, when an individual is not working, then lending becomes risky for the lender. So, personal loans are not available from private lenders or from banks for non-working women.

But there are some options which women who are not working can use to get a personal loan.

  1. Gold Loan:

    A gold loan is available through banks or other Non Banking Financial Companies. To avail a gold loan, all you have to do is pledge your gold (either in the form of ornaments, bars or coins) to avail a loan. You will not need to show any documents for your income as the loan is allowed against the security of your gold.

    The amount of the loan available will be subject to the value of the gold as assessed by the lender. The borrower can borrow up to 75% of gold value.

  2. Loan Against Fixed Deposit:

    A fixed deposit held in your name can also be used to get you a loan. The best thing about using a fixed deposit to avail a personal loan is that your deposit will continue to earn interest while you can borrow a loan against the safety of the FD. But, keep in mind that you will not be able to close the FD before paying back the loan.

  3. Loan Against a Property

    If your requirement for a personal loan is for bigger amounts, you could avail a loan against any property held in your name. The loan approved depends on the market value of the property, clear title, the condition of the property, etc. The property will remain pledged to the lender till the loan is cleared.

    Loans against various assets like gold, FD, or property are available from leading banks and Non-Banking Financial Companies. But you will need to keep in mind that if the loan is not repaid on time, you may end up losing your asset.

    Are you looking for a personal loan for meeting any of your financial needs? You could go in for an easy, online loan from Money View without any collateral. Download our loan app or apply online on our website today.

How to Apply for An Instant Personal Loan for Women


Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!


Select Loan Tenure

Choose your loan amount & repayment tenure


Upload Documents

Complete your KYC and Verify income


Amount Disbursed

Direct Bank A/c transfer in a few minutes!


Personal Loan for Women in India - Related FAQs

Yes. Women can get personal loans easily in India. All banks and lending institutions offer loans to women as long as they fulfill the eligibility criteria set by the lender.

Housewives can get two types of personal loans in India – Secured and unsecured.

In a secured loan, a housewife can offer gold or any other asset as collateral to the lender to procure a loan.

In an unsecured loan, a co-applicant with a steady income can act as a guarantor for the housewife to secure a loan she desires.

Several prominent Indian banks offer personal loans to housewives. Moreover, there are various government schemes specifically designed to suit the loan requirements of housewives looking to venture into business or for their personal needs. 

A housewife can get a personal loan without a salary by pledging assets as collateral or by getting an earning individual to sign as a co-applicant.

Few banks offer government employees loans at lower interest rates. Hence, women in the government sector can avail personal loans at lower interest rates. 


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