Top Features and Benefits of Personal Loan


Flexible Loan Amount

Based on your eligibility you can choose a loan amount of upto Rs. 10 lakhs


Quick Eligibility Check

Before applying for the loan, applicants can visit the Money View website or download the app to check their eligibility which will only take 2 minutes


Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor


Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month


Completely Paperless

Three documents - ID proof, address proof, and income proof are all that we need


Flexible Repayment Term

Applicants can choose flexible repayment tenure of up to 60 months


Loans on Low Credit Score

Due to our in-house credit model, even with low credit scores you can get a loan*


24 Hour Disbursal

After your loan application is approved, your loan amount will be credited to your bank account within 24 hours

While loans are commonly availed from banks and NBFCs, opting for personal loans from private finance companies like Money View is highly beneficial as these loans come with a number of advantages.

Loan Eligibility Criteria from Money View Private Financiers

If you are looking for a personal loan from top private finance companies such as Money View, you will need to fulfill the eligibility criteria given below -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 13,500 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score/Experian Score of 650 and above
Rs 20000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score/Experian Score of 650 and above
Rs 15000 Metro City other than Mumbai and NCR CIBIL Score/Experian Score of 650 and above
Self-Employed Individuals Rs 15000 Any CIBIL Score/Experian Score of 650 and above

Documents Required for Personal Loan from Private Financiers

At Money View, we understand the importance of a hassle-free and minimal documentation process. We require only 3 key documents from you, as listed below -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges for Personal Loans from Private Finance Companies

Every loan applicant wants to avail a loan that is most affordable. Money view’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are -

Fees & Charges Amount Chargeable
Interest Rate Starting from 1.33% per month
Loan Processing Charges Between 2% to 8% of the approved loan amount
Penal charges on Overdue EMI 24% per annum plus applicable taxes, if any
NACH Bounce Rs.500/- each time
Loan Cancellation
  • No additional/hidden charges levied
  • The interest amount for the period between loan disbursement and loan cancellation will be payable.
  • Processing fees will also be retained

Note -

  • Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us.
  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.
  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly.

How to Apply for An Instant Personal Loan


Check Eligibility

Find out the maximum loan amount you’re eligible for online in 2 minutes


Select Loan Tenure

Choose a custom loan amount and the repayment period that suits your financial needs


Upload Documents

Provide your personal details and upload the necessary documents, all on the app or website


Amount Disbursed

Get the loan amount disbursed to your account in 2 hours of approval


Private Finance Loan - Related FAQs

Private finance companies are those that are not a part of the regulated banking or financial sector but provide personal and other types of loans. These lenders are still a part of the organized sector and provide loans in tie-ups with other NBFCs or banks.

In spite of planning your finances well, the need for some extra cash or funds can come up at any day. At that time, convenience and the speed of service are what matters, which private finance companies can provide.

Some of the reasons for which you can avail a personal loan from private finance such as Money View are:

  • To pay for a medical emergency
  • Pay fee for college/school education
  • To pay down-payment for another loan
  • To clear credit card dues
  • To buy an expensive gadget
  • To pay for a vacation
  • To pay for the repair/breakdown of your vehicle
  • To meet wedding expenses
  • For house renovation expenses
  • To buy household gadgets like fridge, washing machine, etc
  • To meet expenses towards relocation

Yes, you can foreclose your personal loan from Moneyview as long as you have paid a minimum number of EMIs based on your repayment term

Currently we only provide loans to those individuals who get their salary directly credited to their bank account from their employer. We will not be able to give loans to applicants who get their salaries in cash.

Yes, self-employed applicants can get a personal loan from Money View if they meet the following eligibility criteria -

  • Monthly income of Rs. 15,000 or more
  • Income must be credited directly to the applicant’s bank account
  • Applicant must have a minimum CIBIL score or Experian score of 650
  • Applicant must be between 21 years to 57 years old


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