Top Features and Benefits of Personal Loan

Flexible Loan Amount
Based on your eligibility you can choose a loan amount of upto Rs. 10 lakhs

Quick Eligibility Check
Before applying for the loan, applicants can visit the Money View website or download the app to check their eligibility which will only take 2 minutes

Collateral Free Loans
To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates
We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month
While loans are commonly availed from banks and NBFCs, opting for personal loans from private finance companies like Money View is highly beneficial as these loans come with a number of advantages.
Loan Eligibility Criteria from Money View Private Financiers
If you are looking for a personal loan from top private finance companies such as Money View, you will need to fulfill the eligibility criteria given below -
- Applicants must be between 21 years and 57 years
- Applicants must receive an income of Rs. 13,500 or more*
- Income must be credited directly to the applicants’ bank account
- Credit score must be a minimum CIBIL score or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
Income and Credit Score Eligibility Criteria* | |||
---|---|---|---|
Salaried Individuals | Minimum In-Hand Income | Area of Residence | CIBIL Credit Score Requirement |
Rs 13,500 | Any | CIBIL Score/Experian Score of 650 and above | |
Rs 20000 | Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) | New to Credit or CIBIL Score/Experian Score of 650 and above | |
Rs 15000 | Metro City other than Mumbai and NCR | CIBIL Score/Experian Score of 650 and above | |
Self-Employed Individuals | Rs 15000 | Any | CIBIL Score/Experian Score of 650 and above |
Documents Required for Personal Loan from Private Financiers
At Money View, we understand the importance of a hassle-free and minimal documentation process. We require only 3 key documents from you, as listed below -
Identity Proof | Address Proof | Income Proof |
---|---|---|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
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Any 1 of the following -
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Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Fees and Charges for Personal Loans from Private Finance Companies
Every loan applicant wants to avail a loan that is most affordable. Money view’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are -
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.33% per month |
Loan Processing Charges | Between 2% to 8% of the approved loan amount |
Penal charges on Overdue EMI | 24% per annum plus applicable taxes, if any |
NACH Bounce | Rs.500/- each time |
Loan Cancellation |
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Note -
- Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us.
- This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.
- On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly.
How to Apply for An Instant Personal Loan

Check Eligibility
Find out the maximum loan amount you’re eligible for online in 2 minutes

Select Loan Tenure
Choose a custom loan amount and the repayment period that suits your financial needs

Upload Documents
Provide your personal details and upload the necessary documents, all on the app or website

Amount Disbursed
Get the loan amount disbursed to your account in 2 hours of approval

Private Finance Loan - Related FAQs
Private finance companies are those that are not a part of the regulated banking or financial sector but provide personal and other types of loans. These lenders are still a part of the organized sector and provide loans in tie-ups with other NBFCs or banks.
In spite of planning your finances well, the need for some extra cash or funds can come up at any day. At that time, convenience and the speed of service are what matters, which private finance companies can provide.
Some of the reasons for which you can avail a personal loan from private finance such as Money View are:
- To pay for a medical emergency
- Pay fee for college/school education
- To pay down-payment for another loan
- To clear credit card dues
- To buy an expensive gadget
- To pay for a vacation
- To pay for the repair/breakdown of your vehicle
- To meet wedding expenses
- For house renovation expenses
- To buy household gadgets like fridge, washing machine, etc
- To meet expenses towards relocation
Yes, you can foreclose your personal loan from Moneyview as long as you have paid a minimum number of EMIs based on your repayment term
Currently we only provide loans to those individuals who get their salary directly credited to their bank account from their employer. We will not be able to give loans to applicants who get their salaries in cash.
Yes, self-employed applicants can get a personal loan from Money View if they meet the following eligibility criteria -
- Monthly income of Rs. 15,000 or more
- Income must be credited directly to the applicant’s bank account
- Applicant must have a minimum CIBIL score or Experian score of 650
- Applicant must be between 21 years to 57 years old
INTERLINKS
- Apply for Personal Loan
- Personal Loan Interest Rates
- Personal Loan Eligibility
- Documents Required for Personal Loan
- Personal Loan EMI Calculator
- Steps to Apply for a Personal Loan
- Top-Up Personal Loan
- Loan on Aadhar & Pan Card
- Loan for Salaried Employees
- Personal Loan for Self Employed
- Personal Loan Foreclosure Procedure