Top Features and Benefits of Personal Loans for Students

Flexible Loan Amount
The loan amount is as flexible as your needs. Get loans from Rs.5,000 to Rs.10 Lakh, as per your eligibility and requirement

Quick Eligibility Check
You can check your eligibility on our website or app in just 2 minutes

Collateral Free Loans
Personal loans from Moneyview are unsecured, which means you won’t need to pledge any collateral

Affordable Interest Rates
Interest rates of personal loans through Moneyview start at just 14% per annum
Personal loans for students are a great way to deal with the financial requirements of higher education.
You can get a student loan in India in a hassle-free manner with minimal documentation. Read ahead to know more.
Eligibility Criteria to Apply for Student Loan in India
The eligibility criteria to get personal loans for students are simple and straightforward through Moneyview -
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If the student is salaried or self-employed, their minimum in-hand salary should be Rs.25,000 per month
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The student’s income must be credited directly to their bank accounts
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The student should have a minimum CIBIL score of 650
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The student’s age should be between 21 and 57
Can Students With No Income Avail Student Loans from Moneyview?
Unfortunately, if you don’t have a source of income, you can’t apply for a personal loan through Moneyview.
But your parent, guardian, sibling, or friend who fulfills the criteria can take the loan on your behalf. As the funds of a personal loan can be used for any requirement, you can use a personal loan from Moneyview to fund your education.
Documents Required to Avail Personal Loan for Students
To apply for personal loans from Moneyview, only the following documents are required -
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Your PAN number
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Your mobile number will have to be linked to your Aadhaar card for KYC verification
Other than this, the auto-debit facility from your bank account must be enabled. This is a quick process where you can use a debit card, net banking, or NACH form.
The auto-debit facility will help you pay your EMIs automatically every month without the need for manual intervention.
Interest Rates and Other Charges of Personal Loans for Students
Students can get instant personal loans through Moneyview at competitive rates. Take a look at the table below to know more -
Fees and Charges | Amount Chargeable |
---|---|
Interest Rate |
Starting from 14% per annum |
Loan Processing Charges |
Starting from 2% of the approved loan amount |
Penal Charges on Overdue EMI |
24% per annum plus applicable taxes, if any |
NACH Bounce |
Rs.500/- each time |
How to Apply for An Instant Personal Loan

Check Eligibility
Provide all the details required and check if you are eligible for a loan in just 2 minutes. You can do this on our website or by downloading our app.

Select Loan Tenure
Based on the options provided, you can select the loan amount and repayment term of your choice.

Upload Documents
Upload all the necessary documents for verification.

Amount Disbursed
Once your documents have been verified, and you have submitted the loan agreement, the loan amount will be credited to your account within 24 hours.

Conclusion
If you are looking for a student loan in India, but are in need of some quick funds, you can apply for it through the Moneyview digital lending app. Our lending partners offer personal loans for students at affordable rates and with minimum documentation.
You can apply for a student loan through Moneyview in just 4 steps, and fund your education on your terms. For more information, visit the Moneyview website or download our app.
Student Loans Related FAQs
Yes, anyone can avail personal loans from Moneyview as long as they meet the eligibility criteria of our partner lenders.
No, an education loan is not the same as a personal loan for students.
An education loan can only be taken for the sole purpose of funding a degree or a course. Whereas a personal loan can be taken by anyone for a variety of reasons, including a student to fund their education.
Yes, our partner lenders' repayment tenures are varied and flexible. You can choose tenures from 3 months to 5 years depending on the options available and your convenience.
After searching for ‘how to get a student loan’, the first thing that everyone worries about is how much time will the processing take.
Through Moneyview, you can get instant student personal loans. Once your documents are verified and the loan agreement has been signed, the money gets credited to your bank account within 24 hours in most cases.
If you are applying for a loan through Moneyview, all you need to do is upload the necessary documents. The application process here is completely paperless.
If you are a student who also has a business or a job, you can avail of a personal loan for your educational needs from Moneyview. In this case, you won’t need help from your parents or guardian.
But, if you do not have a source of income, you will need someone to take the loan on your behalf.
What works for one doesn’t work for another. Because borrowers cannot have the same repayment schedule, our partner lenders allow them to choose their own. Depending on your eligibility, you can choose a tenure of up to 60 months.
Enter your mobile number on the Moneyview website or on the app and you can find your eligibility in just 2 mins!
To get a Rs.15,000 loan for students, you have to fulfill the following requirements.
- Applicants must be aged between 21 years and 57 years
- You should be salaried or self-employed with an in-hand income of Rs.25,000 or more per month
- Borrowers must receive the income directly in their bank account
- You must have a minimum CIBIL score of 650
Apply for an instant personal loan from Moneyview if you want a Rs.5,000 loan for students in 3 easy steps.
- Check your eligibility
- Select your loan amount and tenure
- Upload necessary documents
Once your loan agreement is signed, your loan will be disbursed to your bank account in just 24 hours.
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