Top Features and Benefits of Personal Loans for Students


Flexible Loan Amount

The loan amount ranges from 5,000 up to Rs. 5 lakhs. You can choose the loan amount that is most suitable for your requirements.


Quick Eligibility Check

Once your loan application has been approved, you will receive the credit within a day


Collateral Free Loans

You only need to submit three documents: proof of ID, address, and income


Affordable Interest Rates

Our interest rates start at an attractive 1.33% per month


100% Paperless

The entire process from application to disbursal is paperless, online, and hassle-free


Flexible Repayment Term

It is possible for borrowers to choose repayment tenures ranging from 3 months to 60 months.


Loans on Low Credit Score

moneyview's credit rating model allows you to get a loan despite low credit scores. One of the most significant benefits of a personal loan is its versatility. You get to choose the purpose.


24 Hour Disbursal

Using the moneyview website or app, you can verify your eligibility in just two minutes.

Education is the gateway to new opportunities and a better life. However, higher education is an expensive affair which can also take a toll on your finances. 

But what if there was another option that is much more affordable and also hassle-free to avail? 

moneyview's personal loans for students are affordable, hassle-free, and require minimal documentation. As an added bonus, you can avail the loan at minimal interest rates starting at just 1.33%. 

Dive in to know more about why moneyview’s student loans are the best option for you. 

Can Students with No Income Avail moneyview Student Personal Loans?


Unfortunately, we do not lend to students with no income. However, your parents, guardians or siblings who have a regular income /salary can apply for an instant personal loan from moneyview against their name and use the amount to fund your education.

One of the biggest advantages of a personal loan is its versatility. You get to decide the purpose and if funding one’s education is what you have in mind, be it yours or someone else’s, moneyview’s personal loans can help fulfill this. 

moneyview's eligibility criteria for personal loans for students are simple and straightforward-

  • There must be a minimum in-hand income of Rs. 13,500 per month for applicants to qualify

  • Applications must have their income credited directly to their bank accounts

  • A minimum CIBIL score of 600 or an Experian score of 650 or greater is required

  • All applicants must be between the ages of 21 and 57

Given below are our minimal documentary requirements -

Identity Proof:

PAN Card - This is the primary ID proof required. 

However, if it is rejected due to image quality issues or other reasons, you can submit any one of these following-

  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License

Address Proof:

As address proof, one of the following documents can be provided-

  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Income Proof: 

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits

Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

moneyview provides instant loans for students at competitive rates. Take a look at the table below to know more -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

How to Apply for An Instant Personal Loan


Check Eligibility

Provide all the details required and we will let you know your eligibility in just 2 minutes


Select Loan Tenure

Based on the options given, you will have to select the loan amount and repayment term of your choice


Upload Documents

Upload all the necessary documents online for verification


Amount Disbursed

You will receive the loan amount in your bank account within 24 hours of verifying your documents and submitting the loan agreement



Now you can easily afford to pay for costs related to higher education with moneyview’s quick and hassle free personal loans. 

These loans are offered at competitive interest rates and the applicants can repay the amount at convenient terms. It is said that knowledge is power and if you wish to fund your education or someone else’s, visit the moneyview website or download our app and apply today.

Student Loans Related FAQs

Yes, we allow students to avail personal loans from Money View as long as they meet the required eligibility criteria.

A personal loan varies from an education loan in several ways. You can use the personal loan for a variety of purposes, including your own or the education of a family member, and does not require any collateral. This makes personal loans a good option to fund education expenses as repayment is less stressful. An educational loan can be used only for the purpose for which it is taken.

We understand that one size doesn’t fit all, therefore we allow our borrowers to choose a repayment schedule of their choice. You can choose a tenure of upto 60 months based on your eligibility

We understand your frustration. Therefore, we offer instant student personal loans which take just about 2 minutes for eligibility check and 24 hours post-approval for disbursement of the loan.

To process loans at Money View, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address and Income Proof.

Since students are not salaried individuals, availing a personal loan is rather difficult. This is why they need their parents or guardians to take a loan on behalf of them. They can use it for the benefit of the student.

What works for one doesn’t work for another. Because borrowers cannot have the same repayment schedule, we allow them to choose their own. Depending on your eligibility, you can choose a tenure of up to 60 months.


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