Top Features and Benefits of Personal Loan

Flexible Loan Amount

Choose any loan amount starting 5,000 up to Rs. 5 lakhs months

Quick Eligibility Check

Your eligibility check from Money View website or download the app takes only 2 minutes saving energy and time.

Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates

Our interest rates start at an attractive 1.33% per month

Completely Paperless

The entire process from application to disbursal is quick and hassle-free

Flexible Repayment Term

Borrowers can enjoy flexible repayment tenures of up to 60 months

Loans on Low Credit Score

Getting a loan with a minimum CIBIL score of 600 or Experian score of 650 is a must.

24 Hour Disbursal

Your loan will be credited within a day after your loan application has been approved

Funding your higher education does not have to be an expensive affair anymore. Money View's personal loans for students are affordable, hassle-free, and require minimal documentation.

Can Students with No Income Avail Money View Student Personal Loans?

Unfortunately, we do not lend to students with no income. However, your parents, guardians or siblings who have a regular income /salary can apply for an instant personal loan from Money View against their name and use the amount to fund your education.

One of the biggest advantages of a personal loan is its versatility. You get to decide the purpose and if funding one’s education is what you have in mind, be it yours or someone else’s, Money View’s personal loans can help fulfill this.

Eligibility Criteria For Applying Student Loans in India

The eligibility criteria for a personal loan for students from Money View is simple and transparent -

  • Applicants must have a minimum in-hand income of Rs. 13,500 per month or more
  • Income must be directly credited to the applicants’ bank account
  • A minimum CIBIL score of 600 or more or Experian score 650* or more
  • Applicants must be between the ages of 21 years and 57 years

Note -

  • Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us.
  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.
  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

Documents Required To Avail Personal Loan for Students

Given below are our minimal documentary requirements -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Interest Rates and Other Charges of Student Loans in India

Money View provides instant loans for students at competitive rates. Take a look at the table below to know more -

Fees and Charges Amount Chargeable
Interest Rate Starting from 1.33% per month
Loan Processing Charges Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- each time
Loan Cancellation
  • No additional charges levied.
  • The interest amount for the period between loan disbursement and loan cancellation will be payable.
  • Processing fees will also be retained.

How to Apply for An Instant Personal Loan

Check Eligibility

Give us the required details and we will let you know your eligibility in 2 minutes

Select Loan Tenure

Based on the options provided, select the loan amount and repayment term of your choice

Upload Documents

Upload all of the necessary documents online for verification

Amount Disbursed

Post verification and submission of loan agreement, the loan amount will be credited to your account within 24 hours


Availing a personal loan for students is now quick and hassle-free thanks to Money View’s personal loans. You can avail loans at competitive interest rates and repay them at convenient terms. It is said that knowledge is power and if you wish to fund your education or someone else’s visit the Money View website or download our app and apply today.

Student Loans Related FAQs

Ans: Yes, we allow students to avail personal loans from Money View as long as they meet the required eligibility criteria.

Ans: You can avail a personal loan for an amount ranging from Rs. 5,000 to Rs. 5,00,000 from Money View. However, the amount you wish to avail will depend on your eligibility and credit score.

Ans: We understand that one size doesn’t fit all, therefore we allow our borrowers to choose a repayment schedule of their choice. You can choose a tenure of upto 60 months based on your eligibility

Ans: We understand your frustration. Therefore, we offer instant student personal loans which take just about 2 minutes for eligibility check and 24 hours post-approval for disbursement of the loan.

Ans: To process loans at Money View, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address and Income Proof.

Ans: Yes you can still avail a personal loan from Money View. Our table below illustrates the city-wise breakdown of income and credit score requirement -

Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individu Rs. 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above