Why Should You Get Small Loans Online from Money View

Flexibility to Choose Loan Amount

Imagine checking for your eligibity within just 2 minutes! This is possible if you are applying for a personal loan MoneyView.

Instant Disbursement

Imagine checking for your eligibity within just 2 minutes! This is possible if you are applying for a personal loan MoneyView.

No Security Needed

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates

Personal loans applied through Money View are extended with interest rates starting at just 1.33% per month.

Minimal Documentation

We require just three documents - ID proof, Address proof, and income proof

100% Online

Money View offers an entirely digital loan application process with no paperwork involved at all 

Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

Quick Eligibility Check

You can easily check your eligibility for a personal loan within 2 minutes on our app or on the website

Are you looking for an urgent small loan to finance an unexpected commitment? We’ve got you covered. Read on to know more.

Small Loans Online from Money View

Sometimes, you may need just a small amount of loan to finance your requirements. Most traditional lenders may not even offer a smaller loan amount and even if they do, the process to avail it will be tiresome and complicated. Instead, a feasible option would be to avail small personal loans from Money View, one of the leading lenders in the country. 

Essentially personal loans of smaller quantum are popularly known as small loans and at Money View you can avail any amount between Rs. 5, 000 to Rs. 5 lakh.

Now that you know the benefits of applying for small instant loans online through Money View, here is our eligibility criteria -

  • Applicants must be between 21 years and 57 years

  • Applicants must receive an income of Rs. 13,500 or more*

  • Income must be credited directly to the applicants’ bank account

  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*


Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

We constantly work to ensure our customers’ comfort which is why our documentation requirements are minimal as given below -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format

Our fees and charges are affordable and transparent as given below -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

How to Apply for Small Loans Online from Money View

Check Eligibility

Visit the Money View website or download the app, provide all the necessary details, and we will let you know your eligibility in just 2 minutes

Select Loan Tenure

Based on the options given, you will have to select the loan amount and repayment term of your choice

Upload Documents

Easily upload all of the necessary documents online for verification

Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours

Conclusion

Getting small personal loans does not have to be complicated. You do not have to worry about physically applying for a loan or submitting multiple documents as lenders such as Money View offer simplified and hassle-free application processes. All you need to do is visit the Money View website or download the app to apply today.

Small Personal Loan - Related FAQs

Ans: Yes, you can avail small personal loans by submitting your Aadhaar card as proof of identity and address. While we prefer a PAN card as the primary document for identity verification, if this document is damaged, then your Aadhaar card is valid as well.

Ans: No, you will not be able to get instant small loans without documentation. We will require proof of identity, address, and income in order to accept and process your loan application.

Ans: Yes, you can get a small loan online through Money View even if you’re self-employed. Please fulfill the following eligibility requirements to apply -

  • Minimum income of Rs. 15,000 per month

  • Income must be credited directly to your bank account

  • You must be between 21 years and 57 years old

  • Minimum CIBIL score of 600 or minimum Experian score of 650

Ans: At Money View, we use a unique in-house model to assess our applicants’ creditworthiness. Therefore, as long as your CIBIL score is above 600 or your Experian score is above 650, you can still avail small loans online from Money View.

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