Axis Bank Home Loan EMI Calculator

Your monthly EMI is


16.00% interest rate per annum

Total Interest


Total Amount


  • Loan Amount

  • Total interest

Loan Amount

Min ₹5K

Max ₹60L

Rate of Interest

Min 6%

Max 36%

Loan Tenure

Min 3 months

Max 72 months

EMI Schedule

Month Opening Balance Interest Principal Closing Balance
Sep '23 ₹ 10,00,000s ₹ 13,333 ₹ 1,61,196 ₹ 8,38,803
Oct '23 ₹ 8,38,803 ₹ 11,184 ₹ 1,63,345 ₹ 6,75,457
Nov '23 ₹ 6,75,457 ₹ 9,006 ₹ 1,65,523 ₹ 5,09,933
Dec '23 ₹ 5,09,933 ₹ 6,799 ₹ 1,67,730 ₹ 3,42,202
Jan '24 ₹ 3,42,202 ₹ 4,563 ₹ 1,69,967 ₹ 1,72,235
Feb '24 ₹ 1,72,235 ₹ 2,296 ₹ 1,72,233 ₹0.00

About Axis Bank

Axis Bank, formerly known as UTI Bank, has its headquarters in Mumbai. Its first branch was opened in Ahmedabad on 2nd April 1994. Now it has 5,100+ domestic branches all across India. 

Steps to Apply for a Home Loan

  1. To apply online, log in to the bank’s website or app using your credentials.

  2. Check your eligibility and upload the required documents.

  3. Enter the loan amount you want to apply for and select the tenure from the options provided.

  4. Finally, complete the application and click the ‘Apply Now’ button. You will hear from the bank within 3-5 working days.

Factors Affecting Axis Bank Home Loan EMI 

Home loans have longer tenures as compared to other loans. Some of the factors that affect home loan EMIs are -  

  • Loan amount and downpayment

  • Valuation of property being financed

  • Credit score and report

  • Interest rate


Home loans have tenures as long as 20 to 30 years, so you should calculate your EMI before applying for one. Moneyview’s Axis Bank home loan EMI calculator lets you know your EMI in minutes.

For instant fund requirements, you can check out Moneyview’s unsecured personal loans.

Axis Bank Home Loan EMI Calculator - Related FAQs

The documentation requirement for home loans is more than personal loans. You need to submit your PAN card, any proof of identity and address, documents related to your property, etc. Please get in touch with the bank officials to get a detailed list of the documents.

Yes, you can get a home loan with a 30-year tenure. Your tenure will depend on factors like your creditworthiness, debt-to-income ratio, loan amount, etc.

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