HDFC Personal Loan EMI Calculator

Your monthly EMI is


16.00% interest rate per annum

Total Interest


Total Amount


  • Loan Amount

  • Total interest

Loan Amount

Min ₹5K

Max ₹60L

Rate of Interest

Min 6%

Max 36%

Loan Tenure

Min 3 months

Max 72 months

EMI Schedule

Month Opening Balance Interest Principal Closing Balance
Sep '23 ₹ 10,00,000s ₹ 13,333 ₹ 1,61,196 ₹ 8,38,803
Oct '23 ₹ 8,38,803 ₹ 11,184 ₹ 1,63,345 ₹ 6,75,457
Nov '23 ₹ 6,75,457 ₹ 9,006 ₹ 1,65,523 ₹ 5,09,933
Dec '23 ₹ 5,09,933 ₹ 6,799 ₹ 1,67,730 ₹ 3,42,202
Jan '24 ₹ 3,42,202 ₹ 4,563 ₹ 1,69,967 ₹ 1,72,235
Feb '24 ₹ 1,72,235 ₹ 2,296 ₹ 1,72,233 ₹0.00

About HDFC Bank Personal Loan

HDFC Bank, one of India’s most trusted banks, began its operations in 1994 and now has a distribution network of 8,086 branches across 3,836 cities. Customers in India are served through a variety of channels of delivery, including phone banking, internet banking, mobile banking, and SMS-based banking.

Steps to Apply for a Personal Loan

  1. Go to the lender’s website and create an account, or log in using your credentials if you are already a customer

  2. Using their eligibility checker, find out the loan amount you are eligible for

  3. Select a loan plan and a tenure that suits your requirements

  4. Upload all the necessary documents like ID proof, address proof, and income proof

  5. Next, click on ‘Submit’ to complete the application

Factors Affecting HDFC Bank Personal Loan EMI

The following factors affect the amount of EMI you pay every month - 

  • Credit score

  • Income

  • Employment history

  • Debt to income ratio

  • Age


Before applying for a loan, figure out your EMI to help you with budgeting. With a few clicks, you can find out your EMI with Moneyview's HDFC personal loan calculator.

Moneyview offers quick personal loans for those with immediate financial needs. Apply today and get your loan in minutes!

HDFC Bank Personal Loan EMI Related FAQs

HDFC personal loan interest rates range from 10.50% p.a. to 24.00% per annum.

No. Borrowers must submit their salary slips as proof of income to obtain a loan from HDFC. 

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