HDFC Home Loan EMI Calculator

Your monthly EMI is

₹87,265

for 6 months

Total Interest

₹23,591


Total Amount

₹5,23,591

Loan Amount
Total Interest

Loan Amount

Min ₹5,000

Max ₹60,00,000

Rate of Interest

Min 6%

Max 36%

Loan Tenure

Min 3 months

Max 72 months

About HDFC Bank

HDFC is an Indian banking and financial services company established in 1994 and headquartered in Mumbai. It offers various retail and wholesale banking services across India.

Steps to Apply for a Home Loan

  • 1

    On the lender's website, choose 'Apply for home loan'

  • 2

    Next, check your eligible loan amount by providing a few basic details

  • 3

    After that, select a suitable loan and tenure plan, and upload all your documents

  • 4

    Pay the application processing fee and click 'Submit' to complete the process

Factors Affecting HDFC Bank Home Loan EMI

HDFC bank home loan EMI varies for each individual depending on several factors. The key impacting factors are -
Your current employment status (employed, unemployed, or retired) affects your loan eligibility and the terms offered by the bank.
Your monthly income determines your repayment capacity and influences the loan amount you can qualify for.
Your CIBIL score is a measure of your creditworthiness. Higher scores typically result in better loan terms and lower interest rates.
The bank assesses your ability to repay the loan based on your income, existing debts, and other financial obligations.
Your employment type affects the documentation requirements and may influence the interest rates and loan terms offered.
Your nationality may affect loan eligibility and the specific terms and conditions applicable to your loan application.

Conclusion

Home loan comes with various costs involved, one of which is the monthly EMI. Moneyview's HDFC home loan EMI calculator allows you to plan your finances early by accurately calculating the EMI you have to pay every month. Take control of your finances today with our HDFC bank home loan EMI calculator.

HDFC Bank Home Loan EMI Related FAQs

Currently, HDFC home loan interest rates start at 8.60%. HDFC home loan interest rates vary depending on your gender, type of employment, and loan amount.

Yes. You can easily apply for HDFC home loans online through their website or mobile banking application.

Personal loan related links

Loan on Aadhaar & PAN Card

Personal Loan Interest Rates

Personal Loan Eligibility

Personal Loan Documents

Personal Loan For Self-Employed

Personal Loan for Salaried Employees

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The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.

This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.