PNB Personal Loan EMI Calculator

Your monthly EMI is

₹1,74,530

for 6 months

Total Interest

₹47,182


Total Amount

₹10,47,182

Loan Amount
Total Interest

Loan Amount

Min ₹5,000

Max ₹60,00,000

Rate of Interest

Min 6%

Max 36%

Loan Tenure

Min 3 months

Max 72 months

EMI Schedule

Year

Opening balance

Interest

Principal

Closing balance

About Punjab National Bank

Established in May 1984, Punjab National Bank, or PNB is a public sector bank headquartered in Delhi. PNB has over 180 million customers, 12,248 branches, and 13,000+ ATMs across India.

Steps to Apply for a Personal Loan

  • 1

    Log into the lender's app or website using your mobile number or email ID.

  • 2

    Find the personal loan section, enter your details, and check your eligibility.

  • 3

    Upload your documents and enter the loan amount.

  • 4

    Choose your tenure and click on 'Apply Now'.

Factors Affecting PNB Personal Loan EMI

EMIs depend on interest rates which vary based on a variety of factors such as -
Your credit score significantly impacts the interest rate offered. A higher credit score typically results in lower interest rates and better loan terms.
Age affects loan eligibility and terms. Younger applicants with longer earning potential may receive better rates, while older applicants may face tenure restrictions.
The loan tenure directly affects your EMI amount. Longer tenures result in lower EMIs but higher total interest paid over the loan term.
The principal loan amount directly impacts your EMI. Higher loan amounts result in higher monthly payments and may affect the interest rate offered.

Conclusion

Checking your EMI before applying for a loan gives an idea of the EMIs you must pay. That helps you plan ahead of time and pay off the loan without stress. Moneyview's PNB personal loan EMI calculator brings the calculation of EMIs to your fingertips. To apply for instant personal loans, head over to the Moneyview app.

PNB Personal Loan EMI Calculator - Related FAQs

The rate of interest will vary based on individual customers. In general, the interest rates for Punjab National Bank personal loans range from 12.40% to 17.95%.
All you have to do is enter the loan amount, rate of interest, and tenure. The calculator will tell you the EMI amount, the total amount, and the total interest amount that you have to pay.

Personal loan related links

Loan on Aadhaar & PAN Card

Personal Loan Interest Rates

Personal Loan Eligibility

Personal Loan Documents

Personal Loan For Self-Employed

Personal Loan for Salaried Employees

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The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.

This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.