EMI Schedule
| Month | Opening Balance | Interest | Principal | Closing Balance |
|---|---|---|---|---|
| Sep '23 | ₹ 10,00,000s | ₹ 13,333 | ₹ 1,61,196 | ₹ 8,38,803 |
| Oct '23 | ₹ 8,38,803 | ₹ 11,184 | ₹ 1,63,345 | ₹ 6,75,457 |
| Nov '23 | ₹ 6,75,457 | ₹ 9,006 | ₹ 1,65,523 | ₹ 5,09,933 |
| Dec '23 | ₹ 5,09,933 | ₹ 6,799 | ₹ 1,67,730 | ₹ 3,42,202 |
| Jan '24 | ₹ 3,42,202 | ₹ 4,563 | ₹ 1,69,967 | ₹ 1,72,235 |
| Feb '24 | ₹ 1,72,235 | ₹ 2,296 | ₹ 1,72,233 | ₹0.00 |
About Punjab National Bank
Established in May 1984, Punjab National Bank, or PNB is a public sector bank headquartered in Delhi. PNB has over 180 million customers, 12,248 branches, and 13,000+ ATMs across India.
Factors Affecting PNB Personal Loan EMI
EMIs depend on interest rates which vary based on a variety of factors such as -
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Credit score of the applicant
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Age of the applicant
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Tenure selected by the applicant
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Loan amount applied for by the applicant
Conclusion
Checking your EMI before applying for a loan gives an idea of the EMIs you must pay. That helps you plan ahead of time and pay off the loan without stress.
Moneyview’s PNB personal loan EMI calculator brings the calculation of EMIs to your fingertips. To apply for instant personal loans, head over to the Moneyview app.
PNB Personal Loan EMI Calculator - Related FAQs
The rate of interest will vary based on individual customers. In general, the interest rates for Punjab National Bank personal loans range from 12.40% to 17.95%.
All you have to do is enter the loan amount, rate of interest, and tenure. The calculator will tell you the EMI amount, the total amount, and the total interest amount that you have to pay.
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