Low Salary Loan

Avail Personal Loan with Low Salary

Is your salary low but need an urgent loan? You can avail hassle-free personal loans from Moneyview for salaries starting from just Rs. 25,000 per month.*

Top Features and Benefits of Personal Loans through Moneyview

Loan Amount

Attractive Loan Amount

Get loans from Rs.5,000 to Rs.10 Lakh based on your eligibility

Collateral Free Loans

Collateral Free Loans

You can get a personal loan through Moneyview without having to vow any asset or arrange for a guarantor

fats disbursal

Fast Disbursal

The loan amount is disbursed to your bank account within 24 hours of approval

interest rates

Affordable Interest Rates

Interest rates starting from just 14% per annum

Need Urgent Funds?

Flexible Terms, No Hidden Fees, Easy Approvals

5000 Loan

Eligibility Criteria for Low Salary Personal Loan

Our lending partners' simple eligibility criteria for borrowers to get a personal loan are as follows -

  • The borrower should be between 21 and 57 years of age 

  • They must earn a minimum of ₹25,000 or more monthly 

  • Income must be credited directly to their bank account

  • They must have a minimum CIBIL score of 650

Documents Required for Instant Loan

For a personal loan the bare minimum documentation is as follows:

  • Your PAN number

  • Your mobile number will have to be linked to your Aadhaar card for KYC verification

You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.

The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.

Fees and Charges for Instant Loan

Our lending partners provide some of the market's most fair and affordable interest rates.

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 14% per annum

Loan Processing Charges

Starting from 2% of the approved loan amount

Penal Charges on Overdue EMI

24% per annum plus applicable taxes, if any

NACH Bounce

₹500/- each time

Personal Loan Calculator

Your monthly EMI is

10,201

per month for 5 months

Total Interest

1,004

Total Amount

51,004

Loan Amount

Min ₹10

Max ₹25,000

Rate of Interest

%

Min 5%

Max 25%

Loan Tenure

Min 3 months

Max 72 months

How to Apply for An Instant in Minutes?

  • 1

    Assess Your Eligibility

    Quickly check if you are eligible on the Moneyview platform in only 2 minutes!

  • 2

    Pick Your Repayment Duration

    Select the desired loan sum and repayment period from the options provided.

  • 3

    Share Your Documents Online

    Share only essential documents for profile verification, easily uploading them digitally.

  • 4

    Funds Disbursed

    Once your application is validated and the loan agreement finalized, funds will be transferred to your bank within 24 hours!

Personal Loan Based on Your Budget

Personal Loan Based on Your Purpose

Personal Loan in Your City

Need Quick Cash?

Conclusion

If you are worried that your low salary will prevent you from availing a personal loan, you do not have to worry anymore. You can avail Moneyview personal loans as long as your salary is above Rs. 25,000 per month. Visit the Moneyview website or download the app and apply today.

5000 Rupees Loan FAQs

Currently we only provide loans to those individuals who receive their salary via bank transfer – directly from their employer. We will not be able to give loans to applicants who get their salaries in cash.
Yes, you can. You do not need to provide security or collateral to avail Moneyview personal loans.
At Moneyview, we use a unique credit scoring model and therefore our credit score requirements are much lower than other lenders. As long as the applicant has a CIBIL score and Experian score of 650 and above, he/she is eligible to avail our personal loans.

Was this information useful?