The pandemic has impacted the country gravely with millions getting affected and getting financial help when needed is important. If you are looking for a COVID personal loan, then Money View has your back.

COVID 19 Loan for Bad Credit Score

Although one should always strive to have a high credit score as it can help you avail loans at lower rates of interest, you can still get Covid personal loans with bad credit scores from certain loan providers such as Money View.

At Money View, we use an in-house unique credit rating system that analyses an individual’s creditworthiness on multiple factors and is not just dependent on the applicant’s credit score. Which is why, even if your credit score is on the lower end, you can still avail a COVID-19 loan from us. 

However, we require applicants to have a minimum CIBIL score or Experian score of 650 and above.

In order to avail a personal loan from Money View for emergency financial assistance, you will need to fulfill the following eligibility criteria -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 13,500 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score and Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried IndividualsMinimum In-Hand IncomeArea of ResidenceCIBIL Credit Score Requirement
Rs 13,500AnyCIBIL Score/Experian Score of 650 and above
Rs 20,000Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)New to Credit or CIBIL Score of 650 /Experian Score of 650 and above
Rs 15,000Metro City other than Mumbai and NCRCIBIL Score /Experian Score of 650 and above
Self-Employed IndividualsRs. 15,000AnyCIBIL Score /Experian Score of 650 and above

You will only need to provide the following 3 documents to become the beneficiary of the COVID 19 loan scheme from Money View -

Identity ProofAddress ProofIncome Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Money View personal loans are versatile and because they are disbursed within 24 hours of approval of loan application, you can avail one in times of emergencies. You can use these loans to pay your bills, fund your education/marriage, pay off credit card dues or other EMIs, purchase household items, etc.

As long as you meet our required eligibility criteria, you can avail the loan amount and repayment term of your choice. Additionally, there is no need to provide collateral or security either.

How to Apply for a COVID Loan from Money View


Check Eligibility

Visit the Money View website or download the loan app. This entire process takes only 2 minutes!


Select Loan Tenure

Choose the loan amount and repayment term of your choice based on your eligibility


Upload Documents

Easily upload all the required documents effortlessly


Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours



In times of emergencies such as the ongoing pandemic, having access to financial assistance is necessary. Covid personal loans from Money View offer a number of benefits such as 24 hour disbursal, minimal documentation, and a hassle-free application process. If you wish to avail a COVID loan, i.e., personal loans for COVID related emergencies, visit the Money View website or download the loan app and apply now.

COVID 19 Loan - Related FAQs

There are a number of benefits to choosing a personal loan for COVID emergencies from Money View. These include -

A. 24 hour Disbursal

Once your loan application is approved, your loan amount will be credited to your bank account within 24 hours

B. Quick Eligibility Check

You can find out the amount you’re eligible to borrow within just 2 minutes, saving precious time and energy

C. End-to-End Paperless Process

We offer an end-to-end paperless process which means from approval to disbursal, everything is done online making the entire process hassle-free

D. In-House Credit Scoring Model

We have developed an alternative credit scoring model which ensures that individuals with low credit scores also can get personal loans easily. We take into account many data points to assess the creditworthiness of our applicants

E. No Collateral

You do not have to provide collateral or any form of security to avail a loan from Money View

Yes, as long as the eligibility criteria is fulfilled, self-employed applicants can avail personal loans from Money View.

Once you have submitted an application, you can track your application status on our app or website by following the steps below -

  1. If you’ve applied on our website
    • Go to the login section on the website by clicking here: /apply-loan/signup
    • Login into your loan account with your registered email ID
    • Go to the ‘Dashboard’ section of your loan account
    • Scroll down to the ‘Application Status’ tab to know the status of your loan application
  2. If you’ve applied on the Money View app
    • Open the Money View app
    • Register yourself with a valid email ID if you haven’t done it yet
    • Head over to the ‘Loans’ section
    • You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
    • If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

Yes, you can. At Money View, we use a unique in-house credit rating model to assess your creditworthiness. While credit score is definitely important, we look at other factors as well. As long as your CIBIL score is above 600, you can avail personal loans from Money View.


Was this information useful?

300 characters allowed (alphanumeric and special characters such as comma, full stop, @, ", &)

Thank you. Your feedback is important to us.


Apply for personal loan

Green Tick Success

Thank you for your interest!

We will reach out to you shortly