Why Should You Choose Moneyview Personal Loans
Flexible Loan Amount
Based on your eligibility you can choose a loan amount of upto Rs. 10 lakhs
Instant Disbursement
After your loan application is approved, your loan amount will be credited to your bank account within 24 hours
No Collateral Required
There is no need for a guarantor or collateral to avail this loan
Affordable Interest Rates
We understand how important interest rates are as they determine the EMI amount to be paid. At Moneyview, the interest rate starts at just 1.33% per month
Government Employees are those employed with the central government, state governments, public sector undertakings (PSU) and the Defence or Paramilitary. Employees working in these sectors can avail loans from banks or from private lenders sometimes at a special rate.
Moneyview Personal Loan for Government Employees
While there are a number of lenders in the market today, Moneyview personal loans come with unparalleled benefits. With an easy application process, minimal documentation, and a loan disbursal period of just 1 day, these loans are popular throughout the country.
Eligibility Criteria for Personal Loans for Government Employees
Given below is Moneyview’s simple eligibility criteria -
- Applicants must be between 21 years and 57 years
- A monthly in-hand income of ₹13,500 or more*
- Income must be credited directly to the applicants’ bank account
- Credit score must be a minimum CIBIL score or Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
| Income and Credit Score Eligibility Criteria* | |||
|---|---|---|---|
| Salaried Individuals | Minimum In-Hand Income | Area of Residence | CIBIL Credit Score Requirement |
| Rs 13,500 | Any | CIBIL Score of 650 /Experian Score of 650 and above | |
| Rs 20,000 | Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) | New to Credit or CIBIL Score of 650 /Experian Score of 650 and above | |
| Rs 15,000 | Metro City other than Mumbai and NCR | CIBIL Score of 650 /Experian Score of 650 and above | |
| Self-Employed Individuals | Rs. 15,000 | Any | CIBIL Score of 650 /Experian Score of 650 and above |
How to Apply for Personal Loans for Government Employees
Check Eligibility
Visit the Moneyview website or download the loan appand provide all the details required. We will then let you know your eligibility in just 2 minutes.
Select Loan Tenure
Depending on your eligibility, you will have to select the loan amount and repayment term of your choice
Upload Documents
Easily upload all of the necessary documents online for verification
Amount Disbursed
After all your documents are verified and your application is approved, the loan amount will be sent to your account within 24 hours
Conclusion
There are a number of options for Govt employees looking for personal loans. One can go down the traditional route and avail personal loans from banks as long as they have a high credit score. But with private lenders such as Moneyview, even if your credit score is on the lower side, you can still avail personal loans (as long as it is above a CIBIL score of 650). All you need to do is visit our website or download the loan app and apply today.
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