Government Employees are those employed with the central government, state governments, public sector undertakings (PSU) and the Defence or Paramilitary. Employees working in these sectors can avail loans from banks or from private lenders sometimes at a special rate.
While there are a number of lenders in the market today, personal loans through Moneyview come with unparalleled benefits. With an easy application process, minimal documentation, and a loan disbursal period of just 1 day, these loans are popular throughout the country.
Attractive Loan Amount
Get loans from Rs.5,000 to Rs.10 Lakh based on your eligibility
Collateral Free Loans
You can get a personal loan through Moneyview without having to vow any asset or arrange for a guarantor
Fast Disbursal
The loan amount is disbursed to your bank account within 24 hours of approval
Affordable Interest Rates
Interest rates starting from just 14% per annum
The borrower should be between 21 and 57 years of age
They must earn a minimum of ₹25,000 or more monthly
Income must be credited directly to their bank account
They must have a minimum CIBIL score of 650
Your PAN number
Your mobile number will have to be linked to your Aadhaar card for KYC verification
You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.
The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.
Our lending partners provide some of the market's most fair and affordable interest rates. The fees for personal loans are -
|
Fees and Charges |
Amount Chargeable |
|---|---|
|
Interest Rate |
Starting from 14% per annum |
|
Loan Processing Charges |
Starting from 2% of the approved loan amount |
|
Penal Charges on Overdue EMI |
24% per annum plus applicable taxes, if any |
|
NACH Bounce |
₹500/- each time |
Loan Amount
Min ₹10
Max ₹25,000
Rate of Interest
Min 5%
Max 25%
Loan Tenure
Min 3 months
Max 72 months
There are a number of banks that offer personal loans at discounted rates to government employees. These include -
| Name of the Bank | Amount Provided | Interest Rate(p.a.) | Repayment Term |
|---|---|---|---|
| Union Bank of India | Rs. 15 lakhs | 11.40% onwards | Upto 60 months |
| HDFC Bank | Rs. 40 lakhs | 10.50% onwards | Upto 60 months |
| State Bank of India | Rs. 20 lakhs | 10.60% onwards | Upto 75 months |
| IDBI Bank | Rs. 5 lakhs | 9.85% onwards | Upto 60 months |
1
Assess Your Eligibility
Quickly check if you are eligible on the Moneyview platform in only 2 minutes!
2
Pick Your Repayment Duration
Select the desired loan sum and repayment period from the options provided.
3
Share Your Documents Online
Share only essential documents for profile verification, easily uploading them digitally.
4
Funds Disbursed
Once your application is validated and the loan agreement finalized, funds will be transferred to your bank within 24 hours!
Need Quick Cash?
There are a number of options for Govt employees looking for personal loans. One can go down the traditional route and avail personal loans from banks as long as they have a high credit score. But with private lenders such as Moneyview, even if your credit score is on the lower side, you can still avail personal loans (as long as it is above a CIBIL score of 650). All you need to do is visit our website or download the loan app and apply today.
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