Features and Benefits of Collateral Free Loans


Flexible Loan Amount

You can opt for a loan amount between Rs.5,000 and Rs.10 Lakh depending on your income and credit score


Instant Disbursement

Once your loan application is approved and you have submitted the loan agreement, the loan amount will be credited to your account within 24 hours in most cases



You don’t have to arrange for any guarantor or pledge any asset while applying for personal loans from moneyview


Affordable Interest Rates

Not only do the interest rates start at an attractive 1.33% per month, these loans can be used for multiple reasons without major restrictions, making it perfect for MSMEs or businesses


100% Paperless

Because there’s no paperwork involved in the moneyview loan application process, it’s hassle-free and quick


Flexible Repayment Terms

You can choose a repayment term from 3 months to 5 years


Loans on Low Credit Scores

You can get loans at a CIBIL or Experian score of just 650


Quick Eligibility Check

Visit the website to check your eligibility in just 2 minutes

Are you looking for collateral free loans for MSME or a general business loan without collateral? Then you have come to the right place.

moneyview Collateral Free Loans for MSME

You can use personal loans from moneyview as collateral free business loans. They are unsecured and thus don’t require you to pledge collateral. 

You can get loans up to Rs.10 Lakh and can use it to fund your business. So if you are looking for a business loan without collateral then you can definitely count on moneyview. Continue reading to know more about it in detail. 

Eligibility Criteria for moneyview Collateral Free Business Loan

You have to fulfill the following criteria to avail of a loan for business without security -

Documentation for moneyview Business Loan Without Collateral

The documentation required for procuring collateral free loans for MSME from moneyview is very simple. All you will have to do is - 

Please note that the documentation requirements will vary based on your profile. You may be required to upload proof of address, bank statement, and other supporting documents. 

In case you are required to upload proof of address, any one of the following documents will suffice - 

In case you are required to upload proof of income, you must furnish your bank statement for the last three months. This statement must also show your salary credits.

Fees and Charges of moneyview Collateral Free Business Loans

Given below are the fees and charges for business loans from Money View -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Starting from 2% of the approved loan amount

Penal charges on Overdue EMI

24% per annum plus applicable taxes, if any

NACH Bounce

Rs.500/- each time

Loan Cancellation

If you wish to exit the loan after it has been sanctioned, you can do so within 3 days of loan disbursement. The principal amount and other applicable charges, however, will have to be paid.

For more details, you can also use our business loan EMI calculator to find out how much EMI you will have to pay.

How to Apply for a Collateral Free Loan from Moneyview?


Check Eligibility

Visit the moneyview website or download the loan app and provide your details to know your eligibility in just 2 minutes


Select Loan Tenure

Select the loan amount and repayment term of your choice based on your eligibility


Upload Documents

Upload the required documents online effortlessly


Amount Disbursed

After your documents are verified and the loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours in most cases



Availing collateral free loans for MSMEs or a business loan without security is extremely easy, thanks to moneyview. You can now go ahead and grow your business without worrying about the funds. 

Visit the moneyview website or download the loan app and apply today.

Frequently Asked Questions (FAQs)

While most banks and lenders require applicants to have a CIBIL score of 750 and above, moneyview uses a unique algorithm to understand a borrower’s creditworthiness. Therefore even those with relatively low credit scores can avail of personal loans from moneyview. However, a minimum CIBIL or Experian score of 650 is needed.

There are a number of loans offered by the Indian government for businesses and start-ups such as the Pradhan Mantri Mudra Yojana and CGTMSE. You can read more about these loans here.

Personal credit score plays a huge role in getting approval on a business loan, especially when the business is upcoming and small. To avail of loans from moneyview, all you require is a CIBIL score and Experian Score of 650, as we use our alternative credit assessment model to ascertain your creditworthiness.

moneyview loans that could be used for businesses do not need any collateral. So it becomes effortless for you to avail of a loan for your business without worrying about arranging for collateral.

Our loans are extremely quick and efficient. Our eligibility check takes just 2 mins and your loan is disbursed to your account in a matter of 2 business hours after the approval of your loan.

Yes, as long as you meet the eligibility criteria and your loan gets approved by our system, you can avail of a loan for your start-up from moneyview.


Was this information useful?

300 characters allowed (alphanumeric and special characters such as comma, full stop, @, ", &)

Thank you. Your feedback is important to us.


Apply for personal loan

Green Tick Success

Thank you for your interest!

We will reach out to you shortly