Features and Benefits of Personal Loans for Teachers
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Flexible Loan Amount
Each person is different, and so are their requirements. At moneyview, you can get a loan from Rs. 5,000 to Rs. 10 Lakh, as per your eligibility.
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24 Hour Disbursal
Most people opt for personal loans in some kind of emergency, and we, at moneyview, understand this. After your documents have been verified, your loan amount gets disbursed in your account within 24 hours.
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Collateral Free Loans
If you are applying for a loan with moneyview, you don’t have to arrange for a guarantor or pledge any assets because this is an unsecured loan.
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Affordable Interest Rates
The interest rate is what determines the EMI amount and the feasibility of the loan. At moneyview, interest rates start from as low as 1.33% per month.
Teachers play a major role in shaping society through the lives of young students. But apart from this great responsibility towards society, they also have duties towards their immediate families.
It may so happen that they are suddenly in need of money to take care of some emergency. In such a scenario, teachers can turn to moneyview for a personal loan, with full confidence.
Personal Loans for Teachers
Teachers form the backbone of society. From teaching us how to write to help us graduate with honors, they play an important role in our lives.
Moneyview, the highest-rated online loans app in India, offers instant and affordable personal loans to teachers with minimal paperwork. In addition to having a digitized application process, we offer flexible repayment tenures, an auto-debit facility, and a loan amount of up to Rs. 10 lakhs.
If you are searching for “personal loan for govt teachers” or “personal loan for higher secondary teachers”, then moneyview is the right choice!
Documents Required By Teachers to Apply for Personal Loan
moneyview understands the value of minimal documentation. We only need the following key documents from you: -
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Your PAN number
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A mobile number is linked to your Aadhaar card for KYC verification
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A clear selfie taken in a well-lit area
The documentation requirements will vary according to your borrower profile. Additionally, moneyview may request address proof, bank statements, and other supporting documents.
Eligibility Criteria for Personal Loan For Govt Teachers From moneyview
Government teachers must fulfill the following criteria to get a loan from moneyview. Once you successfully meet the eligibility criteria given below, you can easily avail an instant loan from us -
Our basic eligibility criteria are -
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The borrower must be aged between 21 years and 57 years
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Applicant must be either salaried or self-employed
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He/she must receive a monthly in-hand income of ₹13,500 or more
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They should receive their income directly in the bank account
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Additionally, the applicant must have a minimum CIBIL score or Experian score of 650
Fees and Charges For Personal Loans For Teachers From moneyview
Loans are taken when there is financial distress in our life. Heavy interest rates can add to that burden and plunge you into debt. To make loans accessible and affordable, we offer reasonable interest rates. Our fees and charges are -
Fees & Charges |
Amount Chargeable |
Interest Rate |
Starting from 1.33% per month (16% Annually*) |
Loan Processing Charges |
Starting from 2% of the approved loan |
Penal charges on Overdue EMI |
24% per annum plus applicable taxes, if any |
NACH Bounce |
Rs.500/- each time |
Loan Cancellation |
|
Process of Getting a Loan for Teachers
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Check Eligibility
Visit the moneyview website or loan app. Provide the required details and we will let you know your eligibility in 2 minutes.
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Select Loan Tenure
Based on the options provided, select the loan amount and repayment term of your choice
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Upload Documents
Upload all of the necessary documents online for verification
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Amount Disbursed
Post verification and submission of the loan agreement, the loan amount will be credited to your account within 24 hours
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Conclusion
Teachers can easily get personal loans as per their requirement within a short period of time. With moneyview, they can also enjoy a hassle free and paperless loan application process. No matter what the emergency is, moneyview is there to stand by your side with its fast personal loan solutions.
You can find out more about moneyview personal loans on our website, or on our app.
Personal Loan for Teachers - FAQs
Yes, teachers can very easily get personal loans from moneyview.
If you are applying for a personal loan from moneyview, your loan will be processed in a fast and hassle-free manner. Once your documents have been verified, your loan amount will be credited to your bank account within 24 hours, in most cases.
INTERLINKS
- Apply for Personal Loan
- Personal Loan Interest Rates
- Personal Loan Eligibility
- Documents Required for Personal Loan
- Personal Loan EMI Calculator
- Steps to Apply for a Personal Loan
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- Loan on Aadhar & Pan Card
- Personal Loan for Self Employed
- Personal Loan Foreclosure Procedure
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