Features and Benefits of Personal Loan for Doctors

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Flexible Loan Amount

moneyview offers instant loans from Rs. 5k to Rs. 5 lakhs based on the eligibility of applicants.

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24-Hour Disbursal

Once we verify your application and approve the loan, you will receive the loan amount in 24 hours

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Collateral-Free Loans

There is no need for providing collaterals or assets to avail a loan from moneyview. All you need to do is submit the required documents.

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Affordable Interest Rates

Interest rates determine the monthly EMI. We offer competitive and affordable rates starting at just 1.33% per month.

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Completely Digital

The loan process for moneyview, from application to loan disbursement, is entirely paperless.

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Flexible Repayment Term

Our personal loans for doctors come with a flexible repayment tenure of up to 5 years or 60 months

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Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

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Quick Eligibility Check

Did you know that you can check your moneyview loan eligibility in just 2 minutes? Yes, in just 2 minutes, you can see the loan amount you are eligible for.

Medicines cure diseases but only doctors cure patients. Doctors are invaluable to our society and are also highly respected for the work they do. Doctors perform a number of duties from diagnosing diseases and treating patients to researching new drugs and teaching their specialization at medical colleges.

Doctors work at government hospitals, and private medical institutions or even set up their own practice based on their own interests. Doctors can avail loans from any bank or NBFC or online lenders if the need ever arises.

We, at moneyview, offer personal loans for doctors in India at competitive interest rates and longer tenure. Here is how you can get a personal loan from moneyview if you are a doctor. 

Eligibility Criteria For Personal Loans For Doctors

To avail a moneyview loan, you have to fulfill the following eligibility criteria:

For Salaried Individuals:

For Self-employed Individuals:

If you are applying for a moneyview loan, your minimum in-hand income, and credit score requirement are as follows-

Income and Credit Score Eligibility Criteria*

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

Documents Required For moneyview Personal Loan For Doctors In India

moneyview needs only three documents from you to provide you with a personal loan. The documents are 

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Note -

  • Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us

  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.

  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

Interest Rates and Charges for moneyview Personal Loans for Doctors

As mentioned previously, we focus on ensuring affordable loans for all our customers. Below are our fees and charges-

Fees and Charges

Amount Chargeable

Interest Rate

Starts from 1.33% per month

Loan Processing Charges

Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan.

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount.

Cheque Bounce

Rs.500/- each time.

How to Apply for moneyview Personal Loan for Doctors

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Check Eligibility

Provide the necessary details and in just 2 minutes, find out if you’re eligible for a moneyview loan.

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Select Loan Tenure

Given your loan amount eligibility, you can choose the loan amount and repayment term suitable for your financial situation.

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Upload Documents

We ask for only three documents. So, once you reach this step, make sure to upload only these relevant documents for verification.

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Amount Disbursed

Once your documents are verified, and the loan agreement is submitted, the loan amount will be credited to your account within 24 hours

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Conclusion

Doctors can now easily get a personal loan from moneyview with minimum documentation, a hassle-free application process, and fast disbursal. No matter what your financial requirement is, a personal loan from moneyview is the easiest and smartest way to overcome it. 

Next time you need a personal loan, just go to the moneyview website or download our loan app for instant loans. 

Personal Loan for Doctors - FAQs

Yes, doctors are eligible for loans at all banks and NBFCs. Online money lenders such as moneyview, also provide instant personal loans for doctors.

moneyview only asks for 3 documents for loan application verification. These documents are - identity proof, address proof, and income proof.

moneyview offers loans from Rs. 5000 to Rs. 5,00,000. Based on your eligibility, you will be able to get a loan amount that you are qualified for. 

Once you submit your loan agreement and Nach mandate, you will receive the loan amount within 24 hours.

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