Why Avail Money View Personal Loan for Professional Courses


Flexible Amount

Avail Loan starting from 5k to 5 Lakhs based on the requirement


Instant Disbursal

Our personal loan is disbursed to your bank account within 24 business hours after the approval


No Collateral Required

There is no need for a guarantor or collateral to avail this loan


Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month


Minimal Documentation

Three documents - ID proof, address proof, and income proof are all that we need


Flexible Repayment

Based on your eligibility you can choose a loan amount of upto Rs. 5 lakhs and repayment tenure of up to 60 months


Loans on Low Credit Score

Due to our in-house credit model, even with low credit scores you can get a loan



Find out your eligibility within just 2 minutes from the Money view website or app.

These days the qualifications and the skills needed to keep up with a career are ever-changing and need frequent up-gradation. Accordingly, there are many short term courses available in the market today.

The cost of these courses can range anywhere from a few thousand rupees to a few lakhs. It might not be possible to spend that kind of amount each time you are looking to upgrade your skills. Therefore, borrowing may be the best option available.

Education Loan for Professional Courses in India

Some of the options that you could consider for this purpose are -

This option works well if you have an asset which could be pledged to avail a personal loan. It could be anything from a fixed deposit, stocks, shares, gold, mutual funds or even a moneyback insurance policy.

You could also use your credit card to make the payment for your fee towards a professional career development course. However, your credit card needs to have a sufficient credit limit and you will have to repay the amount on time or attract very heavy interest charges.

A personal loan like the one from Money View can take the place of an education loan for professional courses as these loans are easy to avail and do not carry any fixed condition for use of the loan.

Fulfill the eligibility criteria given below to avail a professional loan from Money View -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 13,500 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals Rs. 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above

We understand the importance of minimal documentation. We require only 3 key documents from you, as given below -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Our personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are -

Fees and Charges Amount Chargeable
Interest Rate Starting from 1.33% per month
Loan Processing Charges Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- each time
Loan Cancellation
  • No additional charges levied
  • The interest amount for the period between loan disbursement and loan cancellation will be payable.
  • Processing fees will also be retained.

How to Apply for An Instant Personal Loan for Professional Courses


Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!


Select Loan Tenure

Choose your loan amount & repayment tenure


Upload Documents

Complete your KYC and Verify income


Amount Disbursed

Direct Bank A/c transfer in a few minutes!



So, the next time you are looking to upgrade your skill sets to make a big leap towards your career progression, do not let the lack of funds be a hindrance. Apply for an easy personal loan from Money View. Visit our website or download the loan app and apply today.

Frequently Asked Questions (FAQs)

Yes, we allow students to avail personal loans from Money View as long as they meet the required eligibility criteria such as age and income requirements

No, we do not allow part-prepayment. However, you can foreclose your loan after a certain number of EMIs have been paid as given below -

Fees and Charges Amount Chargeable
Foreclosure Charges Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
Tenure Foreclosure
Up to 6 months Not allowed
7 - 18 months Allowed after 6 EMI payments
Over 18 months Allowed after 12 EMI payments
Part- Prepayment Charges Part-prepayment is not allowed

Currently we only provide loans to those individuals who receive their salary via bank transfer – directly from their employer. We will not be able to give loans to applicants who get their salaries in cash.

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