How to Download Your Vehicle Insurance Policy

It is mandatory by law to have a third-party insurance policy for any motor vehicle being driven in India. Therefore, always keep a copy of your vehicle’s insurance policy handy in case you are asked for proof during a routine check.

But what if you lose or misplace your insurance papers? Thankfully, now you can download a copy of your vehicle insurance online.

How to Download Your Vehicle Insurance Policy Online

You can download your vehicle insurance policy from your insurance provider’s website. Here are the steps you will need to follow:

Step 1: Visit the website of your insurance provider.

Step 2: Log in using your credentials.

Step 3: Navigate to the policy download section. (You can also do this by searching “<insurance company name> policy download” in Google).

Step 4: Find the link for downloading insurance policy copies.

Step 5: Enter the required details like registered mobile number, email ID, etc.

Step 6: You will receive an email or OTP for verification to download your policy.

How to Get Your Insurance Policy Number and Details?

Sometimes dealerships purchase our insurance policy for us. In such cases, we may not remember our insurance details like the name of the insurance company or policy number.

Here are the steps to get your insurance policy number and other details from the Parivahan Sewa portal:

Step 1: Go to https://vahan.parivahan.gov.in/nrservices.

Step 2: Click on the “Know Your Vehicle Details” tab.

Step 3: Log in or create an account using your mobile phone number.

Step 4: Enter your vehicle number, fill in the captcha, and click on “Vahan Search”.

You will find details such as your insurance company, validity, and policy number.

How to Download Insurance Policy from DigiLocker

If you are having trouble navigating through your insurance provider’s website, you can try using DigiLocker to download your insurance policy.

Here are the steps to download your insurance policy using DigiLocker:

Step 1: Go to the DigiLocker website.

Step 2: Sign up or sign in to DigiLocker.

Step 3: Open the sidebar menu by clicking the button on the top left corner. Click on “Search documents”.

Step 4: In the search box type in the name of your insurance company.

Step 5: Click on the relevant document that you want to download.

Step 6: Fill in the required information and click on the “Get document” button.

Step 7: Find the document in the ”Issued documents” section.

Step 8: Click on the download button next to the document.

Make sure to get a printed copy of the document that you can carry in your vehicle. This way you will never have to worry about paying fines in case you are caught driving without your insurance papers.