Car insurance is a financial product that ensures that you do not face any financial issues or legal actions in case of accidents; when caught by the traffic police. Though car insurance is excellent for safeguarding your finances, it should be renewed annually or based on your policy.
Thus it is important to keep an eye on its validity to renew car insurance on time and avoid fines. You need not go to the RTO or your insurance provider to check your validity, you can do so anytime online via various channels, and renew it.
Authorities have mandated that vehicle insurance companies provide all details of policyholders and insurance on their online portals which makes it easy to be checked online. There are various ways to check your vehicle car insurance validity online.
You can check your vehicle insurance validity online via authorities such as the Insurance Information Bureau (IIB), Parivahan sew and its app, VAHAN, etc. We will discuss each of these in detail.
IIB or Insurance Information Bureau stores data on all insurance policies. It is being launched by IRDA of India. Follow some basic steps, and check your car insurance validity and accident records with ease.
Step 1: Go to the IIB official website.
Step 2: Click on ‘V- Seva’ from the ‘Quick Links’ on the Homepage.
Step 3: Enter the details as asked such as vehicle number, owner contact details, registration number, vehicle number, address, and more.
Step 4: Press ‘Submit’.
Step 5: Policy details will be shown on the screen.
If the policy does not appear, try to search by engine number/chassis number.
VAHAN is mandated by the Motor Vehicles Act, of 1988 to collect vehicle registration data and other information and thus it provides services to check the insurance validity details as well. Go through the below details and check your insurance validity -
Step 1: Visit the VAHAN e-Services site.
Step 2: You need to log in to the portal using your mobile number.
Step 3: Enter details such as registration number and Captcha.
Step 4: Press the “Search vehicle” button, thereafter.
Step 5: You will get complete details for insurance validity.
Parivahan Seva offers quick and accurate services for checking insurance validity status. You can have simple steps to check your vehicle insurance validity here.
Step 1: Click to visit the official website of Parivahan Seva.
Step 2: Search for ‘Information service’ in the Navigation bar.
Step 3: Press on ‘Know your vehicle details’ at the second rank.
Step 4: Log in to VAHAN NR e-services by entering your registered mobile number and entering your verification code.
Step 5: Enter your vehicle registration number.
Step 6: Click on the ‘Search Vehicle’ button.
Step 7: Know your validity from the status
Follow quick steps for validation using the m-Parivahan app.
Step 1: Install the mParivahan app for the Android or Apple store.
Step 2: Sign in from your registered mobile number to have access to an insurance policy, and know its validity.
Step 3: Choose the language you are comfortable with.
Step 4: You can check your insurance by entering your car’s registration number in the search box.
Step 5: Click on ‘Search’ to get insurance validity details with other vehicle details.
The Motor Vehicle Act, of 1988 mandates citizens of India to register their purchased vehicles under regional RTO. This ensures that you can check the status of your car insurance validity on the RTP website.
Follow the steps given below -
Step 1: Visit the RTO website of your state.
Step 2: Click on “Online services - for citizens”, and then on ‘Vehicle-related online services’.
Step 3: Choose “VAHAN citizen services”.
Step 4: Register your RTO branch where your vehicle is being registered after purchase.
Step 5: In the menu look for ‘Status’
Step 6: Choose “Know Your Vehicle Details”
Step 7: Enter the Vehicle, Engine, and chassis number along with CAPTCHA.
Step 8: You’ll get complete details of your insurance policy, and its expiry date.
If checking your car insurance validity online is not your type, and prefers the old way, then you can have multiple ways to do so. There are 2 possible modes you can use to check your car insurance validity offline i.e.
You can visit your nearest RTO to check your vehicle insurance validity easily.
Step 1: Visit your nearest RTO branch and provide the officials with a registration number.
Step 2: Get your complete insurance details in person.
Visiting your insurance company's office is also another way to check your insurance validity.
Step 1: You can visit or call insurance service providers from whom you bought the policy.
Step 2: Provide the policy number and your details to them.
Step 3: They will verify the data with their records.
Step 4: They will provide you with complete details of your insurance and its expiry details.You can save money on car repairs, penalties, and fines by regularly tracking your car insurance validity and renewing it on time. Checking your insurance status is simple and can be done both online and offline, so you don’t have to worry about monitoring its validity.
The government has made it easy for you to check your insurance status from the comfort of your home and renew it whenever needed. Portals such as Parivahan, IIB, RTO, and various insurance providers offer convenient access to check your policy details, including expiration dates. This accessibility makes it easier to renew your insurance on time and avoid penalties.
There are multiple mediums through which you can check the insurance validity of your car such as IIB, Parivahan website and app, VAHAN, RTO, and more.
Follow the path to check your validity. Official website → Information service → Know your vehicle details → Login to VAHAN NR e-services → Vehicle registration number → Search vehicle → Insurance details.
Insurance validity is a tenure for which the policy is considered valid by the government or insurance service provider. For most insurance policies such tenure is one year.
Parivahan Seva shows you updated policy status and details along with other information. You need the registration number and car number handy.
You can visit the RTO or your insurance service providers, and provide them with your registration number or policy number to get the complete details of when it was renewed, and when it will expire. You can have such details on online modes as well as RTO and Parivahan.
Thank you. Your feedback is important to us.
