How to Check Car Insurance Status?
Car insurance is an important thing as it helps safeguard your funds during untimely accidents and fulfills legal compulsions. However, it is mostly forgotten as you don’t need it often.
You can now check your car insurance status online easily. In this blog, we’ll show you reliable ways to check the status of your car insurance online through various online platforms.
Different Ways to Check Vehicle Insurance Status Online
With the emergence of new online services, verifying your car insurance status online is not only very easy to do but also very affordable. You can check the status of your vehicle's insurance through the following ways:
1.Parivahan Sewa Website
2. RTO Website
3. VAHAN Website
Now, let's look at the ways mentioned above in detail.
Car Insurance Status on Parivahan Sewa
The government manages all the data related to vehicles under the portal of Parivahan Sewa, maintained by the Ministry of Road Transport and Highways. All the vehicle-related data are available on this website. Due to centralization, this website gets updated regularly, along with all your latest insurance data.
Follow the mentioned steps to check the car insurance status on the Parivahan Sewa website:
Step 1: Open the Parivahan Sewa website.
Step 2: Click on ‘Information Services’ → ‘Know Your Vehicle Details’ on the menu.
Step 3: This will take you to the Vahan NR e-Services page.
Step 4: Enter your registered mobile number to log in.
Step 5: Enter your Verification Code and your Vehicle Registration Number.
Step 6: Tap on ‘Search Vehicle’.
The status of insurance, along with the date of expiry of that vehicle, will be reflected.
Checking the Car Insurance Status through the RTO Website
After a new car is registered with the Regional Transport Office, its details, like the insurance, etc. are kept in the RTO.
Follow the steps below to check your car insurance status online at the website of RTO:
STEP-1: Go to the RTO website of your state, and click on ‘Online Services’ on the homepage.
STEP-2: From the dropdown menu, choose ‘Related Online Services’ → ‘Vahan Citizen Services’.
STEP-3: Choose the RTO associated with your vehicle's registration.
STEP-4: Using the menu bar, click on ‘Status’ → ‘Know Your Vehicle Details’.
STEP-5: Enter your Vehicle Registration Number, Chassis Number, and Engine Number. Finally, enter the captcha and click on ‘Submit’.
Once done, the information about your vehicle, including its insurance status and expiry date will be displayed on the screen.
How to Check Vehicle Insurance Policy Status Using VAHAN?
The VAHAN portal has facilitated easy checking of the insurance status of a particular car in which details of vehicle registrations and all the related insurance policies are kept. Here is how to check your car insurance status at the VAHAN website:
STEP-1: Visit the VAHAN e-services portal and click on ‘Know Your Vehicle Details’.
STEP-2: Either sign in with your registered mobile number or sign up if you don't have an account.
STEP-3: Enter your Vehicle Registration Number and the CAPTCHA code displayed.
STEP-4: Click on ‘Search Vehicle’.
Once you have undergone all these steps, it will display your car's insurance details, like the name of the insurer, policy number, and expiry date.
Conclusion
You have to monitor your car insurance status so that there is no break in insurance coverage. If you miss the date of expiry of your policy, you may face complications such as being left without coverage or fines. The good news is that you can check the details of your car insurance within minutes using online platforms like Parivahan Sewa, the RTO website, and the VAHAN portal.
By following the steps mentioned above, one can easily check the status of their car insurance policy and get informed about renewal dates to ensure that the vehicle has some coverage at all times.
How to Check Car Insurance Status? - Related FAQs
You can check your vehicle insurance online by logging into websites like Parivahan Sewa, VAHAN, or your respective state’s RTO website. These would give access to the basic details mentioned in the policy, like the name of the insurer, date of expiry of the policy, etc.
To check your car insurance status, you need basic details like the vehicle's registration number, chassis number, or engine number.
All you need to do is check the status of your vehicle insurance on Parivahan Sewa, is entering your registration number and captcha code. The system will give you all the details regarding your insurance policy as well as its date of expiration.
If your car insurance is lapsed, then it's time to renew it to save yourself from penalties and keep your insurance in gear. You may contact your insurance company or renew the policy online.
No, this service is free as you can see the status of your vehicle insurance by accessing these services on portals like Parivahan Sewa, VAHAN, or via the websites of the concerned RTO.