How to Check Post Office Savings Account Balance

With multiple branches all over the country, the post office has a dense network reaching most Indians. It makes it easy for people to manage their accounts as they can access the branches. Recently, the Indian Postal Services have also brought their banking services online, which makes them all the more accessible for people.

Many people in India hold savings accounts with the post office. It is considered one of the most secure places to save money. Savings accounts and fixed deposits are also guaranteed returns since interest rates are set by the government.

If you too have a savings account at the post office and want to know the method of post office savings account balance checking, read ahead.

7 Ways to Check Your Post Office Account Balance

Checking your account balance from time to time helps you keep track of your finances. There are 7 ways to check your post office savings account balance. They are -

1. Online Banking

Searching for post office savings account login and balance check methods? Follow these steps to check your balance through online banking -

Step 1: Register for the online banking service by visiting your home branch and filling out the form. Submit the required documents with it. You will be able to access it within 1 working day.

Step 2: Visit the Play Store and download the DOP mobile banking app.

Step 3: Activate internet banking as mentioned on the app.

Step 4: Enter your User ID, password, and your registered mobile number.

Step 5: Enter the OTP sent to your mobile number. 

Step 6: Once verified, you will be able to check your account balance easily.

Through this method, you can complete your post office savings account online balance check within minutes.

2. SMS

If you want to complete a post office savings account balance check through SMS, you will first have to register for it. Here are the steps including registration that you need to follow -

Step 1: Type ‘register’ and send it to the number 7738062873 from your registered mobile number.

Step 2: Once that is done, send a message with ‘balance’ to the number 7738062873. Your account balance will be shown to you instantly. 

3. Missed Call

Wondering how to check the post office account balance through missed calls? It involves two easy steps.

First, you have to register by dialing 8424054994 from your registered mobile number. 

After it is registered, you can simply give a missed call on the same number to receive your account balance. 

4. Phone Banking

You can use this method of post office savings account balance checking even when you don’t have an active internet connection. 

All you have to do is dial the toll-free number 155299 from your registered mobile number. Then you can choose your preferred language and check your balance by following the IVRS instructions.

5. WhatsApp Banking

This is one of the newest methods of post office savings account balance checking. Save the number 88007 56000 on WhatsApp and send a ‘Hi’ to activate WhatsApp banking. Then you can use the menu on the chat to check your account balance. 

6. Mobile App

Do you want to know how to check your post office account balance through the mobile app? Follow these steps -

Step 1: Download the IPPB Mobile App. Enter your Account number and Customer ID.

Step 2: Enter the OTP that you receive on your registered mobile number and set the MPIN.

Step 3: You can then check the account balance after logging in.

7. QR Code

If you are searching for how to check your post office savings account balance, there is another way to do it.

Once you scan it, you will get an OTP on your registered mobile number. After verifying your mobile number, you will need to fill in the OVD (Officially Valid Documents) authentication to receive the account balance on your mobile phone.

There are various ways to check your post office savings account balance. You can check it both online and offline. The following are the reasons you should check your account balance regularly - 

• To check how much funds you have in your account
• To determine if your interest has been deposited on time
• To plan your finances better 

You can also use the funds in your post office savings account as collateral if you want to apply for a loan. But in case you want a collateral-free loan, you can opt for instant personal loans from Moneyview. 

You can get loans from Rs.5,000 to Rs.10 Lakh within 24 hours in most cases. To check your eligibility, visit our website or download the Moneyview app.