8th October 2025
Once you receive an HDFC credit card it is important to activate it within the first 30 days to avoid deactivation of the card.
In this article, we will look at the various methods you can use to activate your HDFC credit card.
You can activate your new HDFC credit card through online and offline methods.
Activating your HDFC credit card via NetBanking is a simple process. Here are the steps to follow:
Step 1: Log in to the HDFC NetBanking portal using your credentials.
Step 2: Click on the “Cards” option. On the left side of the screen, select “Credit Card” and click on “Requests.”
Step 3: Click on “Instant PIN Generation.”
Step 4: Choose the card you wish to activate.
Step 5: Enter a new 4-digit PIN.
Step 6: Re-enter the PIN and click on “Confirm.”
Step 7: You will receive an OTP on the registered mobile number. Enter the OTP to finish the activation process.
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You can also activate your HDFC credit card using the MyCards portal. Use your smartphone to follow these steps:
Step 1: Go to the MyCards portal.
Step 2: Register using your mobile number.
Step 3: Select the “Credit Card” tab.
Step 4: Enter the last 4 digits of your credit card.
Step 5: Select the “Set PIN” option.
Step 6: Enter a new 4-digit PIN.
Step 7: Re-enter the new PIN.
Step 8: Enter the expiry date on your card and click on “Confirm.”
Step 9: Enter the OTP you receive on your mobile number.
You can also use WhatsApp to activate your new HDFC credit card. Here is how:
Step 1: Save the number 7070022222 in your contacts.
Step 2: Send the message “manage my credit card” to the number via WhatsApp.
Step 3: Select “Online Transactions.”
Step 4: Enter the OTP received on your number.
Step 5: Enter the last 4 digits of your credit card.
Step 6: Change your credit card’s status from “disabled” to “enabled.”
Your credit card will be successfully activated.
Call the customer care number to activate your credit card in a few simple steps.
Step 1: Call 1860 266 0333 from your registered mobile number.
Step 2: Enter the last four digits of your credit card followed by “#”.
Step 3: Press “1” to generate OTP.
Step 4: You will receive an OTP on your mobile phone.
Step 5: Enter the 6-digit OTP.
Step 6: Enter the new 4-digit PIN followed by “#”.
You can also go to your nearest HDFC ATM to activate your card.
Step 1: Call the number 1860 266 0333.
Step 2: Navigate through the IVR to receive OTP on your number.
Step 3: Visit the nearest HDFC ATM and insert the credit card.
Step 4: Choose “Create New ATM PIN Using OTP”.
Step 5: Enter the OTP you receive on your mobile number.
Step 6: Enter the new 4-digit PIN.
You will immediately receive an SMS confirming the activation of your card.
You can enable online transactions on your HDFC credit card using WhatsApp. Just follow these steps:
Step 1: Save the number 7065970659 in your contacts. (Or click here)
Step 2: Send the message “Manage my Credit Card” via WhatsApp.
Step 3: Choose the “Online Transactions” option.
Step 4: Enter the OTP received on your number.
Step 5: Enter the last four digits of your credit card.
Step 6: You will see the current status of online transactions as “disabled”. Enable it.
This will enable online transactions for your credit card.
Activating international transactions can also be done using WhatsApp. Follow these steps:
Step 1: Send a message to 7070022222 through WhatsApp.
Step 2: Enter the last 4 digits of your credit card number.
Step 3: Select the “International Limits” option.
Step 4: You can choose the channels you want to activate (ATM cash withdrawals, Online (E-commerce), Merchant Outlet (POS), and ContactLess (TAP).
Step 5: Enter the desired transaction limits in multiples of 1,000.
Step 6: Enter the OTP received on your mobile number to confirm.
Want a Credit Card with High Limits & Rewards?
Activating your HDFC credit card can be done through various methods, including online via NetBanking, the MyCards portal, and WhatsApp, as well as offline through customer care and ATMs.
You can also enable online and international transactions using WhatsApp by following specific instructions. All you will need is your registered mobile and your credit card.
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Disclaimer
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This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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