To use your ICICI Bank Debit Card for transactions and gain access to other banking services, you must first activate it. Activating your debit card guarantees that your card is ready for usage at point-of-sale terminals, internet retailers, and ATMs.
You can select the most practical way to swiftly and safely activate your card. In order to quickly activate your ICICI Debit Card, simply follow the instructions provided in this article.
Here is a list of the methods you can use to activate your ICICI debit cum ATM card -
| Method | Details |
|---|---|
|
Mobile Banking |
Download the iMobile Pay app |
|
Internet Banking |
Log in to the official ICICI net banking portal |
|
ATM |
Visit your nearest ICICI Bank ATM |
|
Customer Care |
Call 1800 1080 |
Activating your ICICI debit card is quite easy. It can be done via the different methods mentioned in the previous section. Now we will look at each of the methods one by one.
Open the ICICI mobile app, and log in with your account details.
Go to the ‘Services’ tab and then to ‘Card PIN Services.’
Select ‘Generate Debit Card PIN’, then in Account Number, fill in the details required, and in the CVV section, fill in the CVV number.
Create a 4-digit PIN of your desire, repeat the same, and finally click on the ‘Submit’ button.
Go to the official net banking site of the ICICI Bank.
Log in using your user ID and password.
Go to the menu and select ‘Cards and Loans’ → ‘Debit/ATM Card’.
Go to ‘Generate PIN’.
Select your debit card number, then input the grid values printed on the back of the card together with the three-digit CVV.
Create a new PIN.
Enter the OTP that was delivered to the mobile number you registered.
Your ICICI Debit Card will be enabled for online transactions once you have verified the modifications.
Go to the nearest ICICI Bank ATM.
Choose the ‘Generate ATM PIN’ and then the ‘Generate OTP’ option.
Enter your registered mobile number and click on ‘Yes’.
Enter your date of birth and select ‘Yes’.
Select the option ‘Already have an OTP’ on the next screen.
Then enter the OTP you received on your mobile number.
Enter a 4-digit PIN as per your choice and confirm it.
Call 1800 1080 from your registered mobile number.
Select the ‘Banking Account’ option.
Choose the ‘Generate debit card PIN ’ option and input the card number, expiry date, CVV, and date of birth.
Input and authenticate the 4-digit PIN you want to use and confirm it.
You can now activate your ICICI Bank Debit Card without visiting an ATM. Simply start using your card at any of the following places:
Retail Stores: Use your Debit Card with your ATM PIN for shopping, dining, fuel, and more.
Online Transactions: Pay bills, shop, or book tickets online by generating a 3D Secure PIN.
IVR Transactions: Complete transactions over the phone using your ATM PIN.
ATMs: Withdraw cash, check your balance, or perform other ATM transactions using your ATM PIN.
Contactless Payments: Tap and pay at stores without needing to enter your PIN for smaller transactions.
If you haven't received your ATM PIN yet, please contact ICICI Bank’s 24-hour Customer Care.
If you intend to use your ICICI debit card for temporary use overseas, then you have to activate international transactions. This guarantees that you can use the card to purchase items and to transact cash in foreign countries.
Overseas facilities for your ICICI debit card can be activated through iMobile or internet banking through the following steps.
Login to your account on the iMobile app.
Select ‘Services’ and then ‘Card Services’.
Go to the ‘Modify Debit Card Limit’ section.
Select ‘International’ transactions and select ‘Enable’.
Login to Internet Banking with your user ID and your password.
Go to the ‘Service Requests’ section and select ‘Bank Accounts’.
Choose the ‘Debit/ATM Card’ option and then go to ‘Increase/Decrease Debit Card Limit’.
Select the e-commerce option and select ‘Enable International Transactions’.
The overall guidelines for using contactless payments are easy to understand. Here are the detailed procedures for activating contactless payments on the ICICI debit card -
Login to your account with iMobile Pay.
Select the debit card option by going to the ‘Debit Card’ tab.
Navigate to ‘Transaction Settings’ and make sure there is a check-mark beside ‘Tap and Pay. ’
Log in to Internet banking using your credentials.
Click ‘Cards and Loans’ and ‘Debit/ATM Card’.
Go to ‘Manage Card Limit’ and update them to allow for ‘Contactless Payments’.
Upon activating your ICICI debit card, you will have a variety of transaction options that will make your transaction process easier. To begin with, follow the steps mentioned above and avail the features of having your ICICI debit card for online, international, and contactless transactions.
You can activate your ICICI Debit ATM card through the iMobile app, internet banking, ATM branches, or through a phone call.
Visit any ICICI Bank ATM, enter your card, and choose the ‘Generate ATM PIN’ option to activate your ICICI Debit ATM card. Enter your registered mobile number, and enter the OTP you receive. Select your preferred ATM PIN to activate your card.
Indeed, you don't need to visit a bank branch to activate your ICICI Debit card. Activation can be completed through ICICI Bank ATMs, the iMobile app, or the ICICI net banking portal.
By using NetBanking or Phone Banking, your new Debit Card can be activated in a matter of a few hours.
No, there will be no charges to activate an ICICI Debit ATM card
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