With time, transactions are becoming more and more cashless. People often use debit cards to directly make payments and withdraw cash if necessary. SBI offers International Debit Cards with numerous features and benefits, which make life easier for SBI customers.
The SBI Paywave Intenational Debit Card is also known as the SbiINTOUCH and Go Debit Card. These cards come with contactless technology, which means you don’t have to enter your PIN to complete a transaction.
You also get value back and reward points for using the card. The SBI Paywave International card can be used for booking tickets, shopping, and paying bills, as well as for withdrawing cash.
The SBI Paywave International Debit Card has multiple benefits, and they are discussed below -
Contactless payments can be made using this card
Reward points can be earned on both online and offline shopping
For every Rs.200 that is spent, 1 freedom rewards point is received
On the first ever transaction, 50 bonus freedom rewards point is received
On the second transaction in the month, 50 bonus freedom rewards point is received
On the third transaction in the month, 100 bonus freedom rewards point is received
For transactions under Rs.2,000, contactless payment can be made
Banks charge a nominal fee for maintenance and replacement of debit cards in case you lose them. The SBI Paywave International Debit Card charges are mentioned below -
|
Criteria |
Charges |
|
Issuance (One-time) |
Rs.250+applicable GST |
|
Maintenance Charges (Annual) |
Rs.175+applicable GST (to be paid from the second year after issuance) |
|
Replacement Charges (One-time) |
No replacement card is issued in case you lose your card. You can, however, apply for a fresh card following the application process and paying the one-time issuance charge. |
All debit cards have a specific cash withdrawal and transaction limit. The following table describes the same for the SBI Paywave International Debit Card -
|
Minimum Limit |
Maximum Limit |
Conditions |
|
|
Daily Cash Withdrawal Limit |
Rs.100 |
Rs.40,000 |
Varies depending on the country where you are withdrawing. Maximum and minimum currency equivalent to the INR mentioned. |
|
Daily Point of Sales Limit and Online Transaction Limit |
No such limit |
Rs.75,000 |
Point of Sales limit varies depending on the country where you are making the transaction. The online transaction limit is the equivalent of Rs.50,000 INR. International online transactions are limited to select websites. |
Anyone who has a bank account with SBI can apply for a SBI Paywave International Debit Card. You can apply this card with your Savings, Current, or Salary Bank Account.
All Indian residents and Non-Resident External Account holders can apply for the card.
Now that you know the benefits and the transaction limits of the SBI Paywave International Debit Card, let us learn how you can apply for this card. You can apply for it online as well as offline.
To apply for the SBI Paywave International Debit Card online, follow these steps -
STEP-1: Log into the SBI internet banking website with your credentials.
STEP-2: Go to ‘e-Services’ → ‘ATM Card Services’ → ‘Request ATM/Debit Card’.
STEP-3: Click on ‘My Card’ and follow the instructions mentioned to apply for your card.
STEP-4: You will have to confirm your details after which the card will be delivered to your doorstep.
Another online method is to send an email to contactcentre@sbi.co.inwith your request.
If you want to apply for the card offline, you can visit the nearest SBI Bank branch and request a Debit Card Application Form. Fill up the form and submit it with the documents mentioned to complete the application process.
You can also do so by calling the following customer care numbers. These numbers are available 24*7 -
080-26599990
1800 11 2211 (Toll-Free)
1800 425 3800 (Toll-Free)
To activate your SBI Paywave International Debit Card, you have to visit the nearest SBI ATM. You can learn more about generating your ATM PIN here.
With the emergence of cashless payments, people just carry their cards instead of cash. You can use the SBI Paywave International Debit Card both for Indian as well as international transactions.
Transactions include shopping from approximately 6 Lakh merchant outlets in India, and over 30 Million worldwide. Apart from this, you can use your card for booking movie tickets, paying utility bills, and traveling.
You can also use the same card to withdraw cash from ATMs across India and the world. Make sure the ATM has a MasterCard, Maestro, or Visa logo.
SBI charges Rs.250 to issue a Paywave international debit card. The annual maintenance charges are Rs.175 which needs to be paid every year after one year of the card being issued.
You can easily change your SBI Debit card to an international debit card through the following steps -
STEP-1: Log into the Internet banking website with your credentials.
STEP-2: Go the the ‘Main Menu’ icon on the left side.
STEP-3: Go to ‘Services’ → ‘Manage Card Usage’.
STEP-4: Change the transaction type from ‘Domestic’ to ‘International’.
The SBI Global and Paywave are both debit cards with slightly different features. The BSI Global requires to you enter the PIN every time you make a transaction. However, the SBI Paywave Internation Debit Card is contactless, wherein, you are not required to enter your PIN in case you purchase with this card.
The SBI Paywave can be both Visa and Mastercard.
To know if your debit card has Paywave, read the card description. Look out for ‘Tap and Pay’, ‘Contactless’, ‘Paywave’, or ‘Paypass’ written in the description. If you see any of these words, you can confirm that your card can use Paywave.
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