15 Best Airport Lounge Access Debit Cards

Top 15 Airport Lounge Access Debit Cards in India

Here’s a small peek at some of the best debit cards that offer complimentary airport lounge access!

Now let’s examine these debit cards to check which one will be the best for you. 

ICICI Bank Debit Cards

The first 4 debit cards we will discuss are from ICICI Bank. They all have benefits like complimentary lounge access, high withdrawal limits, insurance, and zero liability protection. Additionally, they also offer ICICI Bank rewards, better tracking, and itemized billing.

The top features of each card are listed below -

ICICI Bank Platinum Debit Card

• Maximum 2 complimentary airport lounge visits per year per card at participating lounges

• 1 reward point on every ₹200 spent at merchant establishments in India

• High daily limits up to ₹1 Lakh from the ATM and purchase limits of ₹7.5 Lakh

ICICI Bank Sapphiro Debit Card

• Up to 4 complimentary airport lounge visits per quarter at participating airports

• 25% off on buying tickets through BookMyShow and Inox Movie Multiplexes

• Built-in concierge service 

• 4 reward points on every ₹200 spent on retail purchases (except fuel)

HDFC Debit Cards

HDFC Bank offers a variety of debit cards to their customers based on their requirements. You can get offers on Swiggy, BookMyShow, and cashback on international spending. Here we will look at the best two options of debit cards offered by HDFC Bank.

HDFC Bank Millennia Debit Card

• 4 complimentary domestic lounge accesses per calendar year, one each quarter

• Personal accident cover up to ₹10 Lakh

• Up to ₹4,800 in cashback every year

HDFC Bank Infiniti Debit Card

• 16 complimentary lounge visits per year, limited to 4 per quarter

• 8 complimentary golf games/lessons per year

• Zero liability on online frauds, and accident cover up to ₹10 Lakh

IndusInd Bank Debit Cards

IndusInd Bank debit cards offer welcome benefits, discounted cross-currency markup, etc. They also offer free movie tickets when booking through BookMyShow. Now let’s look at the top debit cards offered by IndusInd Bank.

IndusInd World Exclusive Debit Card

• 1 visit per quarter to selected domestic & international airport lounges

• Get movie tickets worth ₹4,000 annually

• Complimentary golf access & lessons

IndusInd VISA Signature Exclusive Debit Card

• Access to selected domestic and international airport lounges once every quarter 

• Earn reward points for each ₹200 spent

• Personal accident insurance covers up to ₹2 Lakh

Axis Bank Debit Cards

The Axis Bank offers various debit cards, such as, basic, premium, value-added, and segmented cards. They also have various co-branded cards for you to choose from. The following three cards are the best choices if you are interested in complimentary airport lounge access. 

Axis Bank Priority Debit Card

• Design your card as per your choice

• 25% off on movie tickets purchased from BookMyShow

• Complimentary access to domestic airport lounges on spending ₹5,000 in the previous 3 months. If your card is new, this criterion is not required for the month of issuance and the following 3 months.

Axis Bank Delight Debit Card

• Up to 25% off on all Swiggy orders

• Discounts on TATA Cliq, Medlife, BookMyShow, and Extraordinary Weekends

• Access domestic airport lounges by spending ₹5,000 in the previous 3 months. If your card is new, this criterion is not required for the month of issuance and the following 3 months.

Axis Bank Burgundy Debit Card

• Personal accident cover up to ₹15 Lakh

• Discounts on movie tickets and dining

• Access selected domestic airport lounges 3 times in a quarter. This will be available only if you spend ₹5,000 in the previous 3 months on your card. (If your card is new, this is not applicable for the month of issuance and the following 3 months)

Other Banks’ Debit Cards

IDFC FIRST Wealth Debit Card

• Access domestic airport lounges 3 times in a quarter with your companion.

• Access international airport lounges up to 2 times per calendar quarter. This is only for the cardholder, however, guests can be brought by paying extra.

• Personal accident insurance cover of up to ₹1 Crore, and lost card liability cover of up to ₹12 Lakh

YES Prosperity Platinum Debit Card

• 1 complimentary domestic airport lounge access

• Life insurance cover of up to ₹50 Lakh & personal accident cover up to ₹5 Lakh

• 4 reward points on every ₹200 spent

Kotak Privy League Signature Debit Card

• 1 visit per calendar quarter to selected domestic or international airport lounges. This is only applicable if you spent ₹5,000 in the previous month on the card.

• Discounts across categories like lifestyle, fine dining, health, fitness, and travel

• 24-hour global VISA customer care assistance

• Personal accidental death cover of up to ₹15 Lakh, and lost card liability cover of up to ₹4,75,000

Bank of Baroda EaseMyTrip Debit Card

• Up to 10% discount on domestic and international flight ticket booking

• Up to 20% discount on Swiggy and Amazon

• Up to 15% discount on domestic and international hotel bookings 

• 2 complimentary domestic airport lounge access in a quarter, total 8 in a year

• 2 complimentary international airport lounge access in a year

How to Check Airport Lounge Access on a Debit Card Using the Online Method?

Not all debit cards have access to all the airport lounges. Lounges normally have long queues of people waiting to get inside. It can be a waste of time to stand in the queue just to find out that your card does not have access.

Fret not, you can find out beforehand if your card has access or not. If you want to know ‘how to check if my debit card has lounge access’ before going to the airport, there are three ways. The online methods are discussed here.

• Card Issuer’s Website

Debit cards are issued by companies that are mentioned on your card. The most common ones in India are the Visa card, MasterCard, and RuPay debit cards. 

You can check which issuer your card is and visit their website. There you will find a list of all the airport lounges, along with the locations where your specific card has access. 

Please note that cards also have subtypes like gold, platinum, etc. Make sure to check those details on your card for precise information on accessibility.

• Bank Website

Most of us use bank websites for queries and add-on services. In today’s busy times, hardly anyone visits the bank branches anymore. Bank websites also have a plethora of information to help their customers.

You can log into your bank’s official website to check which lounge is accessible with your card. Again, make sure to check the type of card you possess to avoid any confusion.

• DreamFolks

Dreamfolks is one of India’s airport service aggregator platforms. They facilitate lounge access across the country’s airports. 

Want to know ‘how to check airport lounge access on debit card’ through the DreamFolks website? Just follow the steps mentioned below -

STEP-1: Log in to the DreamFolks website with your mobile number.

STEP-2: Go to the ‘Add Card’ option and enter your card details as prompted. They will charge a non-refundable fee of ₹2 for the process. 

STEP-3: Once you complete the payment, click on ‘Browse’ to know the locations where you can access the airport lounges. 

STEP-4: You can click on ‘Details’ to get more information. You can also click on ‘Access Now’ to generate a QR code that can be used during your entry into the chosen airport lounge.

Please note that if you see a pop-up message saying that your card is not supported, it means that your card does not have access to airport lounges. However, sometimes you might see the message even when your card can be used at airport lounges. 

This might be because DreamFolks does not have information about your specific card type. In that case, you can try the other methods mentioned here to check your access.

How to Check Lounge Access on a Card through the Offline Method?

If you have been unable to access your account using the methods mentioned above, or do not have access to the internet, there are still other ways. You can use these offline methods to check if you have access to the airport lounges.

• Bank’s Customer Care

Your bank’s customer care service can help you with the information you need regarding add-on services related to your bank account and debit cards. 

You can call customer care and give the details of your card to know if your card has airport lounge access. You will need to tell the executive about the type of card you have. 

• Airport Lounge Kiosk

The best information regarding airport lounge access is with the kiosk outside the lounge you want to visit. You can present your card to the executive present in the kiosk, and they will tell you if your card can be used to access the lounge.

Things to Remember While Using Lounge Access Debit Card

• Each debit card offers a varying number of lounge accesses. Be aware of how many times you can use the complimentary access and where.  

• It is possible to swipe the same card twice or three times in a month if your quarterly quota for multiple swipes per card has not been used up.

• In case, you have not used your complimentary access in one quarter, it will not carry forward to the next.

• If your monthly or quarterly lounge access allotment has been reached, you can still use the lounge amenities by swiping your card and paying the necessary fees.