Updated on - 03 Feb 2025 

What are Airport Lounge Access Debit Cards in India?

Airport lounges offer amenities such as comfortable seating, snacks, and beverages while waiting for your flight. 

While access to airport lounges is typically reserved for first and business-class travelers or those with elite frequent flier status, several debit cards in India offer lounge access as a perk.

Top 15 Airport Lounge Access Debit Cards in India

Here’s a small peek at some of the best debit cards that offer complimentary airport lounge access!

1. ICICI Bank Platinum Debit Card

• ICICI platinum debit card offers 2 complimentary airport lounge access for a calendar quarter to the cardholders

• Users can also earn 1 reward point on every Rs.200 spent at a merchant establishment in India

• The card also comes with high daily limits as cardholders can withdraw up to Rs.1 Lakh from the ATM and have a purchase limit of Rs.7.5 Lakh

2. ICICI Bank Sapphiro Debit Card

• Using the Sapphiro debit card, users can access up to 4 complimentary airport lounges at participating airports

• Moreover, ICICI bank offers discounts on movie tickets for Sapphiro debit card holders

• The card also has a built-in concierge service to aid its customers in tight spots

3. HDFC Bank Millennia Debit Card

• Using an HDFC Millenia debit card, you can access the lounges at 4 domestic airports per year for free

• The card also provides accidental insurance up to Rs.10 Lakh

• Users of HDFC Millennia debit card also get up to Rs.4,800 in cashback every year

4. IndusInd World Exclusive Debit Card

• Besides offering access to 2 domestic & international airport lounges per quarter, users can also get complimentary golf access & lessons

• You can also get free movie tickets on this card

• Earn rewards and redeem the points on applicable products and services

5. IDFC FIRST Wealth Debit Card

• IDFC FIRST Wealth debit card is your ticket to enjoy access to 2 domestic & international airport lounges per quarter

• The card additionally provides food and drink benefits to enjoy at the lounges to the cardholder

• It also offers insurance coverage for personal accidents, air accidents, and a lost card liability

6. Axis Priority Debit Card

• The card allows airport lounge access and offers accidental insurance coverage up to Rs.10 Lakh

• The cardholders also enjoy high transaction limits

• Priority debit card allows you to design your card so you can customize the card to your liking

7. YES Prosperity Platinum Debit Card

• YES Prosperity card holders have 1 complimentary domestic airport access, fuel surcharge waiver, and accidental insurance coverage among other perks

• Users can also avail special offers on fine dining, shopping, travel, entertainment, and more

• The bank also allows cardholders to earn and redeem reward points on every transaction

8. Axis Bank Delight Debit Card

• Using the Delight debit card, you can access one complimentary domestic airport lounge every quarter 

•  Food lovers can get up to 25% on all orders from SWIGGY by using the code 150AXIS

• Additionally, you will get an Activation benefit when you complete 3 debit card transactions in the first 60 days of opening the account

9. HDFC Bank EasyShop Platinum Debit Card

• EasyShop Platinum debit card allows its holders to get 2 free domestic airport lounge access per quarter

• The card also provides No cost EMI on several leading brands of electronics, clothing, and more

• This debit card comes with dynamic limits that allow you to use it beyond its daily limit

10. SBI Platinum International Debit Card

• This debit card provides you with access to airport lounges for free 

• You can also earn 2 SBI reward points for every Rs.200 transaction and bonus points for your birthday month

• You can use the SBI Platinum International debit card anywhere across the globe

11. Kotak Privy League Signature Debit Card

• Enjoy fuel surcharge waiver (Up to 2.5%) every time you buy petrol

• Insurance offered on air accidents, lost baggage, personal accidental death cover, and more

• Access to more than 1000 VIP airport lounges available 

12. ICICI Bank Coral Plus Debit Card

• This card offers contactless payments

• Earn rewards on domestic and international transactions

• Get 25% discount on booking movie tickets on the BookMyShow website

13. SBI Platinum Debit Card

• Earn 2 SBI reward points for every Rs.200/- you shop, dine out, fill fuel, book travel, or spend online 

• Earn 200 Bonus points on the first three purchase transactions within the first month

• Additionally, access airport lounges at select airports with SBI Platinum International debit card. 

14. IndusInd Signature Exclusive Debit Card

• Get Rs.6,000 worth of annual movie tickets free 

• Signature exclusive debit card provides air accident insurance, lost card liability, purchase protection & more

• Moreover, earn rewards for every Rs. 200 spent and redeem them at merchant outlets

15. Axis Priority Platinum Debit Card

• Choose your design for the card from a wide range of images offered

• Get 25% on movie tickets booked through BookMyShow

• Enjoy up to Rs.10 Lakh personal accident insurance cover with Axis Priority Platinum debit card

How to Check Airport Lounge Access on Card Using the Online Method?

Not all debit cards have access to all the airport lounges. Lounges normally have long queues of people waiting to get inside. It can be a waste of time to stand in the queue just to find out that your card does not have access.

Fret not, you can find out beforehand if your card has access or not. If you want to know ‘how to check if my debit card has lounge access’ before going to the airport, there are three ways. The online methods are discussed here.

Card Issuer’s Website

Debit cards are issued by companies that are mentioned on your card. The most common ones in India are the Visa card, MasterCard, and RuPay debit cards. 

You can check which your card issuer is and visit their website. There you will find a list of all the airport lounges, along with the locations, where your specific card has access. 

Please note that cards also have subtypes like gold, platinum, etc. Make sure to check those details on your card for precise information on accessibility.

Bank Website

Most of us use bank websites for queries and add-on services. In today’s busy time, hardly anyone visits the bank branches anymore. Bank websites also have a plethora of information to help their customers.

You can log into your bank’s official website to check which lounge is accessible by your card. Again, make sure to check the type of card you possess to avoid any confusion.

DreamFolks

Dreamfolks is one of India’s airport service aggregator platforms. They facilitate lounge access across the country’s airports. 

Want to know ‘how to check airport lounge access on debit card’ through the DreamFolks website? Just follow the steps mentioned below -

STEP-1: Log in to the DreamFolks website with your mobile number.

STEP-2: Go to the ‘Add Card’ option and enter your card details as prompted. They will charge a non-refundable fee of Rs.2 for the process. 

STEP-3: Once you complete the payment, click on ‘Browse’ to know the locations where you can access the airport lounges. 

STEP-4: You can click on ‘Details’ to get more information. You can also click on ‘Access Now’ to generate a QR code that can be used during your entry into the chosen airport lounge.

Please note that if you see a pop-up message saying that your card is not supported, it means that your card does not have access to airport lounges. However, sometimes you might see the message even when your card can be used at airport lounges. 

This might be because DreamFolks does not have information about your specific card type. In that case, you can try the other methods mentioned here to check your access.

How to Check Lounge Access on a Card through the Offline Method?

If you have been unable to know your access using the methods mentioned above, or do not have access to the internet, there are still other ways. You can use these offline methods to check if you have access to the airport lounges.

Bank’s Customer Care

Your bank’s customer care service can help you with the information you need regarding add-on services related to your bank account and debit cards. 

You can call customer care and give the details of your card to know if your card has airport lounge access. You will need to tell the executive about the type of card you have. 

Airport Lounge Kiosk

The best information regarding airport lounge access is with the kiosk outside the lounge you want to visit. You can present your card to the executive present in the kiosk and they will tell you if your card can be used to access the lounge.

Things to Remember While Using Lounge Access Debit Card

• Each debit card offers a varying number of lounge accesses. Be aware of how many times you can use the complimentary access and where.  

• It is possible to swipe the same card twice or three times in a month if your quarterly quota for multiple swipes per card has not been used up.

• In case, you have not used your complimentary access in one quarter, it will not carry forward to the next.

• If your monthly or quarterly lounge access allotment has been reached, you can still use the lounge amenities by swiping your card and paying the necessary fees.

Not just credit cards, debit cards also offer free airport lounge access at domestic as well as international airports. Several banks offer this perk across their debit cards. If you are a debit card user, then hurry up and check if your card is eligible for free lounge access now!