Best Airport Lounge Access Debit Cards in India

Top 15 Airport Lounge Access Debit Cards in India

Here’s a small peek at some of the best debit cards that offer complimentary airport lounge access!

ICICI Bank Debit Cards

The first 4 debit cards we will discuss are from ICICI Bank. They all have benefits like complimentary lounge access, high withdrawal limits, insurance, and zero liability protection. Additionally, they also offer ICICI Bank rewards, better tracking, and itemized billing.

The top features of each card are listed below -

ICICI Bank Platinum Debit Card

The Platinum Debit Card, offered by ICICI Bank, offers reward points, fuel surcharge waivers, itemized billing, and a lot more!

Other benefits of this card - 

• 1 reward point on every ₹200 spent at merchant establishments in India

• 2 reward points on every ₹200 spent internationally 

• High daily ATM withdrawal limits of up to ₹1 Lakh (international) and ₹50,000 (domestic)

• High transactional limits of ₹3 Lakh (domestic) and ₹1.25 Lakh (international)

ICICI Bank Sapphiro Debit Card

ICICI Bank's Sapphiro Debit Card offers travel and entertainment benefits at a yearly fee of ₹1,999 + GST. 

Learn what else this card offers -

• 25% off up to ₹200 on buying two tickets through BookMyShow 

• 25% off up to ₹100 on buying two tickets at INOX Movie multiplexes

• 4 reward points on every ₹200 spent on domestic retail purchases (except fuel)

• 8 reward points on every ₹200 spent on international spends

• Card protection plans with emergency assistance 

• Zero fuel surcharge on transactions made through ICICI Bank swipe machines at selected government fuel outlets

• ATM withdrawal limits of up to ₹1.5 Lakh (domestic) and ₹2 Lakh (international)

• Transactional limits of up to ₹7.5 Lakh (domestic) and ₹3.5 Lakh (international)

ICICI Bank Coral Paywave Debit Card

The Coral Paywave Debit Card by ICICI Bank is an affordable debit card for a joining and annual fee of just ₹699 + GST.

Here are other things this card offers -

• 4 reward points on every ₹200 spent internationally

• 2 reward points on every ₹200 spent domestically

• 25% off up to ₹100 on buying two tickets at INOX Movie multiplexes

• 25% off up to ₹100 on buying 2 tickets through BookMyShow

• ATM withdrawal limits up to ₹1 Lakh (domestic) and ₹2 Lakh (international)

• Transactional limits of up to ₹5 Lakh (domestic) and ₹2 Lakh (international)

• Complimentary wallet protection and emergency assistance

ICICI Bank Coral Plus Debit Card

The Coral Plus Debit Card offered by ICICI Bank is another debit card that allows complimentary airport lounge access. 

Let's learn about the benefits and conveniences this card offers -  

• 4 reward points on every ₹200 international spend

• 2 reward points on every ₹200 domestic spend

• 25% off up to ₹50 on buying two tickets at INOX Movie multiplexes

• 25% off up to ₹100 on buying 2 tickets through BookMyShow

• ATM withdrawal limits up to ₹1.5 Lakh (domestic and international)

• Transactional limits of up to ₹5 Lakh (domestic) and ₹2 Lakh (international)

HDFC Bank Debit Cards

HDFC Bank offers a variety of debit cards to its customers based on their requirements. You can get offers on Swiggy, BookMyShow, and cashback on international spending. Here we will talk about two debit cards offered by HDFC Bank.

HDFC Bank Millennia Debit Card

The Millenia Debit Card by HDFC Bank has cashback points,  as well as offers on offline spending and wallet reloads.   

Here is a list of all offerings of this card -

• Base Personal Accident Death Cover (Air/Road/Rail) of ₹5 Lakh

• Accelerated Personal Accident Death Cover of up to ₹10 Lakh

• Up to ₹4,800 in cashback every year

• 5% cashback if you shop from PayZapp and SmartBuy

• 2.5% cashback points on online spending

• 1% cashback on offline spending and reloading the wallet

• Air Coverage of ₹1 Crore on buying tickets using your debit card

• High daily international shopping limit of up to ₹1 Lakh (international) and ₹3.5 Lakh (domestic)

• Domestic ATM withdrawals of up to ₹50,000

• Cash withdrawal at merchant POS of up to ₹2,000 per day

• Zero liability on fraudulent transactions up to 90 days prior to the card being reported as lost

• Convert any purchase above ₹5,000 into EMI

HDFC Bank Infiniti Debit Card

HDFC Bank's Infiniti Debit Card offers benefits across shopping, travel, insurance, and much more. 

Take a look at this list to know what else this card offers -

• 8 complimentary golf games/lessons in a year, limited to 2 per quarter

• Taj Vouchers worth ₹7,500 each quarter on spending ₹3 Lakh or above in a quarter

• Accidental Death (Air) Insurance cover of ₹5 Crore

• Accidental Death (Rail, Road) Insurance Cover of up to ₹10 Lakh

• 5% cashback if you transact using PayZapp and SmartBuy

• POS/e-commerce shopping limit of ₹10 Lakh

• ATM withdrawal limit of up to ₹2 Lakh

• Cash withdrawal at merchant POS of up to ₹2,000 per day, and ₹10,000 per month

• Zero liability covers online fraud up to ₹10 Lakh

• Convert any leading brand purchase into a no-cost EMI

IndusInd Bank Debit Cards

IndusInd Bank debit cards offer welcome benefits, discounted cross-currency markup, etc. They also offer free movie tickets when booking through BookMyShow. Now, let’s look at the top debit cards offered by IndusInd Bank.

IndusInd World Exclusive Debit Card

The IndusInd Bank World Exclusive Debit Card offers domestic and international lounge access and complimentary golf lessons. 

Here is a list of all offers on this card -

• Get up to 2 movie tickets every quarter, worth ₹500 each

• ₹4,000 worth of annual movie tickets

• 4 complimentary rounds of green fees per year (maximum 1 in a month)

• 12 complimentary golf lessons per year (1 lesson per month)

• Discounted golf services at 50% of the green fee, beyond complimentary sessions

• 2 to 6 reward points on every ₹200 spent, based on the total spent amount

• Up to 10% off on Zomato and groceries on BigBasket

• Daily ATM withdrawal limit of ₹2 Lakh and daily POS limit of ₹4 Lakh

• Lost card liability worth ₹10 Lakh

• Air accident insurance of ₹30 Lakh; personal accident insurance of ₹2 Lakh

• Up to ₹250 fuel surcharge waiver per month

IndusInd VISA Signature Exclusive Debit Card

The VISA Signature Exclusive Debit Card by IndusInd Bank is a lifetime free debit card. It offers complimentary lounge access and discounts on movie tickets.

Let’s look at the other offers on this card -

• Get up to 2 movie tickets every quarter, worth ₹500 each

• ₹4,000 worth of annual movie tickets

• 2 to 6 reward points on every ₹200 spent, based on the total spent amount

• Up to 10% off on Zomato and groceries on BigBasket

• Daily ATM withdrawal limit of ₹2 Lakh and daily POS limit of ₹4 Lakh

• Lost card liability worth ₹4 Lakh

• Air accident insurance of ₹30 Lakh; personal accident insurance of ₹2 Lakh

• Up to ₹250 fuel surcharge waiver per month

Axis Bank Debit Cards

The Axis Bank offers various debit cards, such as basic, premium, value-added, and segmented cards. They also have various co-branded cards for you to choose from. The following three cards are the best choices if you are interested in complimentary airport lounge access. 

Axis Bank Priority Debit Card

The Priority Debit Card, offered by Axis Bank, offers premium privileges and services designed exclusively for priority customers. However, even non-priority customers can avail of these offers by paying a yearly fee of ₹750. 

Other benefits of this card -

• 25% off up to ₹350 per month on movie tickets purchased from BookMyShow

• Design your card as per your choice

• Contactless payments up to ₹5,000

• 1000 Axis Edge Reward Points on activating the card at a POS or online shopping within 30 days of card issuance

• ₹500 off via Axis Bank Dining Delights Program

Axis Bank Delight Debit Card

Make the most out of your transactions with handpicked offers on the Axis Bank Delight Debit Card. Enjoy various offers on food and entertainment, including Swiggy, TATA Cliq, and BookMyShow. 

Here are the other offers on this card - 

• Up to 25% off on all Swiggy orders (Code: AXIS150)

• 15% discount up to ₹500 on spending ₹2,500 under Dining Delights

• No renewal fees for an annual spending of ₹2 Lakh

• Daily ATM withdrawal limit of ₹1 Lakh and purchase limit of ₹5 Lakh

• Personal accident insurance cover of ₹5 Lakh

• Contactless payments up to ₹5,000

Axis Bank Burgundy Debit Card

The Axis Bank Burgundy Debit Card gives you high limits for daily ATM withdrawals and POS spending. The benefits of Axis Bank’s Burgundy Debit Card include free ATM withdrawals from any Bank’s ATMs across the globe, complimentary movie tickets, and access to exclusive airport lounges.

Other benefits of this card -

• Buy one, get one free on movie ticket purchases through BookMyShow

• Personal accident cover up to ₹15 Lakh

• Contactless payments up to ₹5,000

• Daily ATM withdrawal limit of ₹3 Lakh

• Daily POS limit of ₹6 Lakh

Other Banks’ Debit Cards

In the next section, we will talk about other banks’ debit cards that have airport lounge access.  

IDFC FIRST Wealth Debit Card

The IDFC FIRST Wealth Debit Card gives you high limits for daily ATM withdrawals and POS spending. This is one of the few debit cards on this list that allows one guest to access the airport lounge with the cardholder. 

Other offers on this card - 

• 1 complimentary golf access per month

• Personal accident insurance cover of up to ₹1 Crore, and lost card liability cover of up to ₹12 Lakh

• Roadside assistance and complimentary concierge services

YES Prosperity Platinum Debit Card

Offered by Yes Bank, the Yes Prosperity Platinum Debit Card has welcome offers, wider access, and contactless payments. 

Here are some more benefits of this card - 

• 4 reward points on every ₹200 spent

• 1% fuel surcharge waiver

• Life insurance cover of up to ₹50 Lakh & personal accident insurance up to ₹5 Lakh

• Green fee waiver on golf rounds

Kotak Privy League Signature Debit Card

The Privy League Signature Debit Card is only issued to Privy League Platinum and Black customers. It has offers on lifestyle, fine dining, travel, fitness, etc. 

Other offers on this card - 

• Discounts across categories like lifestyle, fine dining, health, fitness, and travel

• 2.5% fuel surcharge waiver, capped at ₹30,000 worth of fuel purchase

• Daily ATM withdrawal limit of ₹2 Lakh

• Daily purchasing limit of ₹15 Lakh

Bank of Baroda EaseMyTrip Debit Card

The Bank of Baroda EaseMyTrip Debit Card is a co-branded debit card. This card offers unparalleled convenience and discount offers on both trips and everyday spending.

Other benefits offered by this card are - 

• ₹250 off every quarter on buying any tickets from BookMyShow

• Voucher worth ₹250 every quarter on shopping from Big Basket, Blinkit, or Flipkart

• Up to 10% discount on domestic and international flight ticket booking, up to ₹1,000 in domestic and up to ₹5,000 in international

• Up to 15% discount on domestic and international hotel bookings, up to ₹5,000 for domestic and up to ₹10,000 for international 

• Air accident insurance covers up to ₹50 Lakh

• Daily ATM withdrawal limit of ₹50,000 

• Daily POS/online shopping limit of ₹1 Lakh

• Personal accident and permanent disability cover up to ₹10 Lakh

• Amazon Prime/Zee5/SonyLiv annual membership

• Complimentary Gaana+ subscription per year

What You Should Check Before Choosing a Debit Card?

Most banks give you a debit/ATM card as soon as you open a bank account. Still, here are some things you should check before choosing a debit card -

• Joining and Annual Fees

Most debit cards are free, but some have a nominal joining and annual fee. Check if the charges are worth it.

• Offer Categories

Make sure that the card you choose has offers in categories that are useful to you. They should be things you usually spend on.

• Lounge Access

The number of complimentary lounge access provided by a debit card is also a major point to consider. Also, check if you can take a guest with you.

Are Debit Cards Better Than Credit Cards for Airport Lounge Access?

The question can be answered by considering how many complimentary visits you get, how many airports will provide the lounge access, and other exclusive offers:

• Number of Visits: Premium credit cards often offer more complimentary lounge visits per year compared to debit cards.

• Global Coverage: Credit cards often provide access to a larger network of lounges worldwide. Debit cards may offer access to fewer lounges that are restricted to domestic airports or select international locations.

• Exclusive Offers: Credit cards may offer additional perks within lounges, such as guest access or higher-quality lounges, that are usually not available with debit cards.