Fastest Way: Tap your Profile Picture on the top right of the home screen. Your primary UPI ID is right under your name.
Finding your UPI ID (Unified Payments Interface Identity) in Google Pay makes it easier to receive money without sharing your bank account details or phone number. Whether you are setting up a new payment or applying for loans, knowing your VPA (Virtual Payment Address) makes the process effortless.
Let’s look at the various ways you can find your Google Pay UPI ID:
This is the quickest way to see your primary UPI ID, which is linked to your main bank account.
Step 1. Open the Google Pay app on your phone.
Step 2. On the top right corner of the home screen, tap your Profile Picture.
Step 3. Your primary UPI ID will be displayed directly under your name and phone number (e.g., yourname@bank).
If you have multiple bank accounts linked, each will have its own unique UPI ID.
Step 1. Open Google Pay and tap your Profile Picture.
Step 2. Select Bank Accounts.
Step 3. Tap on the specific bank account you want to check.
Google Pay allows you to use your mobile number as a UPI Number. This makes it easier for people to send you money using just your contact details.
Step 1. Go to your Profile.
Step 2. Tap on Bank Accounts and select your primary account.
Step 3. Look for Manage UPI Numbers.
Step 4. If activated, your mobile number acts as a simplified ID, though your alphanumeric UPI ID (the one with the "@" symbol) still exists in the background.
You will see the UPI IDs associated with that specific account under the "Manage UPI IDs" section.
Now that you know how to check your UPI ID on Google Pay, let’s differentiate between UPI ID and UPI number.
|
Feature |
UPI ID (VPA) |
UPI Number |
|---|---|---|
|
Format |
username@bankextension |
Usually, your 10-digit mobile number |
|
Example |
rohan.sharma@oksbi |
98XXXXXXXX |
|
Usage |
Standard for all UPI apps |
Simplified for mobile-to-mobile transfers |
|
Limit |
Can have multiple IDs per bank |
Usually, one primary number per user |
Google Pay uses "Smart Routing" to ensure your payments don't fail. You can add more IDs to a single account:
Step 1. Go to Bank Accounts via your Profile.
Step 2. Select the bank account.
Step 3. Tap the '+' icon next to the different bank extensions (e.g., @okaxis, @okhdfcbank).
This creates additional IDs that work simultaneously to provide a smoother payment experience.
While using UPI, it is important to keep this safety checklist in mind:
Never share your UPI PIN: You only need your PIN to send money, never to receive it.
Verify the Payee Name: Before hitting 'Pay,' always check the name displayed by the app.
Official App Only: Always download Google Pay from the official Play Store or App Store.
No PIN for Rewards: If someone asks you to enter your PIN to "claim a reward," it is a scam.
Finding your UPI ID in Google Pay is a simple process that ensures you can receive payments securely and quickly. Having this information ready simplifies your digital financial life. As the UPI ecosystem evolves, keeping your IDs updated and understanding the difference between your VPA and UPI Number will help you avoid transaction failures.
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Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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