Your primary UPI ID is usually located right under your name on the home screen profile widget. You can find IDs for different banks under ‘Payment Settings’ in your UPI app. It typically looks like yourname@ybl or number@axl.
Finding your UPI ID in a UPI app like PhonePe is the first step to receiving money from friends, family, or clients. Think of your UPI ID (also called a VPA or Virtual Payment Address) as your digital home address for money. You don't need to share your bank account number; just this ID is enough.
Here are the fastest ways to find your UPI ID in PhonePe:
PhonePe has recently updated its design to make your ID easier to find.
Step 1: Open the PhonePe app.
Step 2: Look at the top left corner of your home screen.
Step 3: You will see a small Profile Mini-Widget with your photo or initials. Tap on it.
Step 4: Under the QR code, tap on “View UPI details”.
Your primary UPI ID will be displayed. It will look like: yourname@ybl
To check the UPI ID of your other bank accounts, simply swipe right on the QR code.
Many users use UPI Circle to let family members spend from their account.
If you are a Delegate (Secondary User), your UPI ID can be found by following these steps:
Step 1: Tap your profile icon at the top left corner of the homescreen.
Step 2: Tap on “Manage Payment”.
Step 3: Under “More Options,” tap on “UPI Circle”.
It will show the ID assigned to you by the primary account holder.
To receive money from someone via PhonePe, you can share either your QR code, UPI ID, or phone number. Sometimes it is easy to get confused between the phone number and your UPI ID.
Here is a simple breakdown:
|
Feature |
Example |
Privacy |
Usage |
|---|---|---|---|
|
Mobile Number |
9876543210 |
Low (People see your number) |
Direct app-to-app transfer |
|
UPI ID (VPA) |
9876543210@ybl or ramesh@axl |
High (You can hide your number) |
Can receive from any UPI app |
For better privacy, you might not want to use your mobile number as your ID. Here is how you can create your own custom UPI ID in PhonePe:
Step 1: Open PhonePe and tap on the Profile mini-widget in the top-left corner.
Step 2: Tap on “Manage Payments”.
Step 3: Tap on “UPI Bank accounts” under “More options”.
Step 4: Tap on your bank account.
Step 5: Under “UPI IDs,” you will see all your UPI IDs. Tap on the ‘+’ symbol to create a custom UPI ID.
Step 5: Enter your preferred ID and tap on “Create”.
Now you can receive money by sharing this UPI ID.
Finding your UPI ID in PhonePe is a quick process that ensures you are always ready to receive payments securely. All you have to do is go to your profile settings to manage multiple bank accounts. Knowing where your ID sits helps you stay in control of your finances.
Remember, your UPI ID is your public address; it is perfectly safe to share. However, never share your UPI PIN with anyone.
On the home screen, tap the QR Code icon at the top left. Your primary UPI ID is also written right below the QR code.
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Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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