EMI Options to Buy Mobile

20 Aug 2025

Buy Mobile on EMI without Credit Card

Mobile phones have become an integral part of our lives now. Every other day a new model is being released with great features and benefits. If you want to buy yourself a new phone but finances are a problem, here is the solution. 

EMI Options to Buy a Mobile without Credit Card

Given below are certain steps you need to follow to select and avail the right loan for you -

  • Personal Loans

Have you considered getting a personal loan to pay for your mobile? Not only are these loans affordable, they also come with convenient repayment options to make your EMI payments easier. There are a number of lenders in the market today for you to choose from.

  • EMI on Debit Cards

Some of the major banks like HDFC, ICICI, and Axis Bank have started providing EMIs on their Debit cards. You just have to visit the bank’s partner outlet and check with them about this offer. You can pay the balance in easy EMIs with an installment duration of your choice.

  • EMI Cards

EMI card is a mechanism whereby you are given a pre-approved loan. When you buy a product it’s converted into easy EMIs. Some of the leading NBFCs dealing in consumer durable goods or electrical appliances provide this type of facility.

Need Urgent Funds?

Flexible Terms, No Hidden Fees, Easy Approvals

5000 Loan

Top Features and Benefits of Personal Loans through Moneyview

Loan Amount

Attractive Loan Amount

Get loans from Rs.5,000 to Rs.10 Lakh based on your eligibility

Collateral Free Loans

Collateral Free Loans

You can get a personal loan through Moneyview without having to vow any asset or arrange for a guarantor

fats disbursal

Fast Disbursal

The loan amount is disbursed to your bank account within 24 hours of approval

interest rates

Affordable Interest Rates

Interest rates starting from just 14% per annum

Our Loan Eligibility Criteria to Buy Mobile on EMI

If you have decided to avail a personal loan from Moneyview to buy a mobile, you will have to fulfill the eligibility criteria given below -

EMI Calculator for Mobile Loan

Your monthly EMI is

10,201

per month for 5 months

Total Interest

1,004

Total Amount

51,004

Loan Amount

Min ₹10

Max ₹25,000

Rate of Interest

%

Min 5%

Max 25%

Loan Tenure

Min 3 months

Max 72 months

How to Apply for a Loan to Buy Mobile

  • 1

    Assess Your Eligibility

    Quickly check if you are eligible on the Moneyview platform in only 2 minutes!

  • 2

    Pick Your Repayment Duration

    Select the desired loan sum and repayment period from the options provided.

  • 3

    Share Your Documents Online

    Share only essential documents for profile verification, easily uploading them digitally.

  • 4

    Funds Disbursed

    Once your application is validated and the loan agreement finalized, funds will be transferred to your bank within 24 hours!

Personal Loan Based on Your Budget

Personal Loan Based on Your Purpose

Personal Loan in Your City

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Conclusion

In today’s age of diverse financial products and superior technological penetration, it has become much easier to buy a mobile phone on EMI without a credit card. This is in stark contrast to some years back when such an idea was unimaginable. 

Given the importance of a mobile phone in our lives, getting a personal loan to pay for a mobile phone is definitely an option to consider.

FAQs on Buy Mobile Phone on EMI without Credit Card

Our personal loans are extremely versatile. You can use for a number of purposes such as -

  • Wedding funds
  • Paying for home repairs or renovations
  • Medical expenses
  • Vacation expenses 
  • Educational expenses
  • Gadget purchases
  • Funding a business venture
  • Paying off credit card bills or building a credit score
No, you cannot change the loan amount once you have reviewed and submitted the Loan Agreement. For any help you can get in touch with us at loans@moneyview.in.

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