A small-ticket loan of ₹7,000 is easily available to you online through Moneyview. You can apply for a loan through the Moneyview app and have the funds disbursed to your bank account in just a short span of time.
Loan Amount
Min ₹5,000
Max ₹100,000
Rate of Interest
Min 5%
Max 25%
Loan Tenure
6
months
Min 3 months
Max 72 months
Loan Amount You Decide
Take any loan amount from ₹5,000 to ₹10 Lakh
No Need for Collateral
You do not need to pledge assets or arrange for guarantors
Fast Disbursal
Loan amount is transferred to your bank account within a few hours of approval
Affordable Interest Rates
Interest rates start from 14% p.a.
If the average interest rate is 14% p.a., the Equated Monthly Installment (EMI) will be ₹629.
The table below shows the EMI depending on the tenure of the loan.
|
Tenure |
Monthly EMI |
Total Interest |
Total Repayment |
|---|---|---|---|
|
3 Months |
₹2,387.99 |
₹164 |
₹7,164 |
|
6 Months |
₹1,214.77 |
₹289 |
₹7,289 |
|
9 Months |
₹823.85 |
₹415 |
₹7,415 |
|
12 Months |
₹628.51 |
₹542 |
₹7,542 |
Moneyview Says
Two days before a long-planned motorcycle trip with friends, Mani’s bike suffered a sudden engine breakdown. The repair estimate far exceeded his monthly budget, leaving him on the verge of cancelling the entire trip.
On a friend's advice, Mani downloaded the Moneyview app. In less than 10 minutes, he completed his digital application with zero paperwork. The loan was approved, and the required funds were deposited into his bank account that very afternoon.
The bike was fixed on schedule, and Mani and his friends were on the highway by sunrise.
The eligibility criteria for a personal loan through Moneyview depend on the guidelines of our lending partners. However, the general requirements are outlined below:
You must be Salaried or self-employed (own business)
Your monthly in-hand income should be ₹25,000/- or more
Your salary must be directly credited to your bank account
You must have a minimum CIBIL score of 650
You must be between the ages of 21 and 57 years
The steps to apply for a ₹7,000 personal loan online with Moneyview are quite simple and straightforward. Follow these steps to have the loan amount disbursed in no time:
1
Step 1: Check Eligibility
Check your eligibility on the Moneyview website or app. This only takes 2 minutes!
2
Step 2: Select Repayment Timeline
Select the loan amount and repayment period suitable for you.
3
Step 3: Upload Documents
Get your profile verified quickly by uploading the required documents.
4
Step 4: Funds Disbursed
Once your application is verified and the loan agreement is signed, the funds are transferred to your bank account in just a few hours!
These are the documents you will need to apply for a loan through our app:
Identity Proof – Aadhaar/PAN Card
Current Address Proof – If your Aadhaar Card does not feature your current address
Bank Statement (Salary A/C) – Last 3 months’ statement with salary credits
Identity Proof – Aadhaar/PAN Card
Current Address Proof – If Aadhaar Card does not feature your current address
Income Tax Return Verification Form for the last 2 years
Here are the interest rates and other charges for a ₹7,000 personal loan:
|
Fees and Charges |
Amount Chargeable |
|---|---|
|
Interest Rate |
Starting from 14% per annum |
|
Loan Processing Charges |
Starts at 2% of the approved loan amount |
|
Penal Charges on Overdue EMI |
24% per annum plus applicable taxes, if any |
|
NACH Bounce |
₹ 500/- each time |
|
Loan Cancellation |
You can cancel your loan anytime before the disbursal. However, if you wish to cancel the loan after the amount has been credited to your bank a/c, you can cancel the same within the cool-off period of 3 working days. |
Need Quick Cash?
2025-08-10
This is an excellent app!! The interface is smooth, elegant, and intentional, praised for its superb design and fast performance. I really liked it, especially the solid, user-friendly layout and fast transitions.
2025-08-25
I am a regular customer of Moneyview, and it gives me full satisfaction! I get money as and when required without any paperwork. If you make payments on time, your next loan amount will be higher.
2025-09-05
It is an awesome app. It is secure, trustworthy, and comprehensive. It is also often updated with new features.
See what our customers have to say
2025-08-10
This is an excellent app!! The interface is smooth, elegant, and intentional, praised for its superb design and fast performance. I really liked it, especially the solid, user-friendly layout and fast transitions.
2025-08-25
I am a regular customer of Moneyview, and it gives me full satisfaction! I get money as and when required without any paperwork. If you make payments on time, your next loan amount will be higher.
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Author Bio
Arjun Satheesan has been writing content on the internet for 3 years and specialises in fintech content. He simplifies complex financial topics for everyday readers.We're present across the nook & corner of the country, making loans accessible, and simple!
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Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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