You can apply for an ₹8,000 personal loan on your phone in minutes. All you have to do is download the Moneyview app, check your eligibility, select the loan amount you want, verify your documents, and get the loan amount disbursed to your bank account.
Loan Amount
Min ₹5,000
Max ₹100,000
Rate of Interest
Min 5%
Max 25%
Loan Tenure
6
months
Min 3 months
Max 72 months
Attractive Loan Amount
Borrow any amount starting from ₹5,000 and going up to ₹10 Lakh
Unsecured Loans
No collateral or guarantor required
Quick Disbursal
Get the loan amount in your bank account within a few hours of approval
Affordable Interest Rates
Interest rates start from as low as 14% p.a.
If the average interest rate is 14% p.a., the following will be the EMI depending on the tenure:
|
Tenure |
Monthly EMI |
Total Interest |
Total Repayment |
|---|---|---|---|
|
3 Months |
₹2,729 |
₹187 |
₹8,187 |
|
6 Months |
₹1,388 |
₹329 |
₹8,329 |
|
9 Months |
₹941 |
₹473 |
₹8,473 |
|
12 Months |
₹718 |
₹619 |
₹8,619 |
Moneyview Says
Priya’s laptop crashed days before her freelance project deadline. She needed ₹8,000 urgently for repairs. Instead of waiting for paper-heavy bank approvals or borrowing from friends, she applied on the Moneyview app. With 100% digital KYC and instant approval, the funds were credited directly to her account within hours, allowing her to complete her project without delays.
The eligibility criteria for Moneyview personal loans depend on the guidelines of our lending partners. The general requirements are as below:
You must be salaried or self-employed (own business)
Your monthly in-hand income should be ₹25,000/- or more
Your salary must be directly credited to your bank account
You must have a minimum CIBIL score of 650
You must be between the ages of 21 and 57 years
Applying for a ₹6,000 personal loan online with Moneyview is simple. Follow these steps to get your loan approved and disbursed in no time:
1
Step 1: Check Eligibility
Check your eligibility on the Moneyview website or app in just 2 minutes!
2
Step 2: Select Repayment Timeline
Select a suitable loan amount and repayment period from the options provided.
3
Step 3: Upload Documents
Upload documentation online to quickly verify your profile.
4
Step 4: Funds Disbursed
Once your application is verified and the loan agreement is signed, the funds will be transferred to your bank account in just a few hours!
Here’s the list of documents you will need to apply for a loan on our app:
Identity Proof – Aadhaar/PAN Card
Current Address Proof – If your Aadhaar Card does not feature your current address
Bank Statement (Salary A/C) – Last 3 months’ statement with salary credits
Identity Proof – Aadhaar/PAN Card
Current Address Proof – If Aadhaar Card does not feature your current address
Income Tax Return Verification Form for the last 2 years
The interest rates and other charges for an ₹8,000 personal loan are as follows:
|
Fees and Charges |
Amount Chargeable |
|---|---|
|
Interest Rate |
Starting from 14% per annum |
|
Loan Processing Charges |
Starts at 2% of the approved loan amount |
|
Penal Charges on Overdue EMI |
24% per annum plus applicable taxes, if any |
|
NACH Bounce |
₹ 500/- each time |
|
Loan Cancellation |
You can cancel your loan anytime before the disbursal. However, if you wish to cancel the loan after the amount has been credited to your bank a/c, you can cancel the same within the cool-off period of 3 working days. |
Need Quick Cash?
To be eligible for an ₹8,000 personal loan from Moneyview, you must;
be a salaried or self-employed individual
between 21 and 57 years old
have a minimum monthly in-hand income of ₹25,000 credited directly to your bank account
have a minimum CIBIL score of 650.
Personal loan interest rates are influenced by your credit score, income, debt-to-income ratio, and creditworthiness. Loan terms, market conditions, and lender policies may also affect your personal loan interest rates.
2025-08-10
This is an excellent app!! The interface is smooth, elegant, and intentional, praised for its superb design and fast performance. I really liked it, especially the solid, user-friendly layout and fast transitions.
2025-08-25
I am a regular customer of Moneyview, and it gives me full satisfaction! I get money as and when required without any paperwork. If you make payments on time, your next loan amount will be higher.
2025-09-05
It is an awesome app. It is secure, trustworthy, and comprehensive. It is also often updated with new features.
See what our customers have to say
2025-08-10
This is an excellent app!! The interface is smooth, elegant, and intentional, praised for its superb design and fast performance. I really liked it, especially the solid, user-friendly layout and fast transitions.
2025-08-25
I am a regular customer of Moneyview, and it gives me full satisfaction! I get money as and when required without any paperwork. If you make payments on time, your next loan amount will be higher.
Personal Loan by Income and Purpose
Personal Loan Insights and Guides
Loan EMI Calculators
Loan Schemes and MSME Loans
Best Personal Loan Resources
Personal Loan in Top Cities
Personal Loan Types and Comparisons
Loan Process, Terms and Rules Explained
Author Bio
Arjun Satheesan has been writing content on the internet for 3 years and specialises in fintech content. He simplifies complex financial topics for everyday readers.We're present across the nook & corner of the country, making loans accessible, and simple!
Happy
Users
Loan
Disbursed
Locations
Served
Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
Was this information useful?
